Claims by employees against their employers is an ever increasing occurrence. Employees who have suffered discrimination, wrongful termination, harassment including sexual harassment or other employment related tort in the work place are seeking damages from their employer. The employer is being held responsible for acts by one employee against another and does not need to be the one who committed the act being claimed. Unfortunately, 80% of the claims are found to be not valid but the business still has to go through defending itself and incurring those expenses whether anything is paid out or not. Employment Practices Liability insurance provides protection to the business should a claim be made against them.
EPLI Insurance Definition
Liability insurance for employers that covers wrongful termination, discrimination, or sexual harassment toward the insured’s employees or former employees.
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Additional Business Employee Information for the Savvy Business Owner