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General Liability Insurance

Here's What Our Customers Are Saying


"Lon is an expert in the field of insurance and has provided us with his exceptional insurance knowledge for decades.  Thank you, Lon!
 
..."

-John M.
"Fair treatment, good explanations, completely customizable to fit whatever your needs are. I did not feel pressured into getting anything, and if I had a question about why something may was offered, they answered honestly and openly...."

-Steven M.
"Sparks Insurance has provided exceptional service and support to the Club for many years.  We appreciate their willingness to support our mission with their expertise...."

-Deb C.
"Great people and service. Always reliable and responsive...."

-Tony C.
"Switched insurance company several years ago and I have nothing but the best to say about Sparks....they are the best!..."

-Marie H.
"You guys are great!..."

-Andrea W.
"We were referred to Spark's Insurance 14 years ago and we are now entering our 15th year with Sparks Insurance, which in the insurance industry, is unheard of loyalty!  When we 1st called Sparks, Lon came out to our establishment to learn who we are and what we do to make sure we are being cove..."

-Lori L.
"Excellent customer service with my agent Dedra Hanson. Miss Hanson is very professional, in every aspect. My questions via email are always responded to in a few hours max, on the phone I receive instant assistance. I could probably do business just about anywhere and maybe even at a lower cost..."

-Dan C.
"Lori from your insurance agency has gone above and beyond  helping with health insurance. Any time I have had a problem she has been extremely helpful...."

-Deb V.
"Excellent 1-call Insurance quotes, Coverage changes, and solid money saving advice.  In addition our Insurance agent helps us smoothly navigate through the entire claims process with the respective insurance company claims agent...."

-Pete K.
"Was in the market for new insurance for both my car and rental insurance. After receiving quotes from other companies and comparing coverage, Sparks was my choice. While another company was a little less, the coverage was not as good. I also like that I have an agent should something happen or my in..."

-Erika H.
"As a new business owner, Lon made the insurance part of running my business one less thing to worry about. With our yearly renewal meetings to review our policies and coverage, Lon continues to make our insurance coverage something don't worry about.`..."

-Marie W.
"Teri Lorge is my insurance agent. She is very professional and knowledgeable. She is super quick on taking care of business. As a transportation carrier often times I need some ins form ..."

-Chet
"Sparks Insurance is the place to go if you want quality and effective customer service. I have used Sparks Insurance for my health and dental insurance needs. Lori Popanda answers your questions in a prompt and professional manner. They are fantastic at helping you find..."

-Natasha
"Our family has been a customer of Sparks Insurance for over 10 years. I have done some "comparison shopping" for our multiple insurance needs and have found Sparks to be quite competitive and reasonable in the insurance market. We have our home, car and business insuran..."

-Brenda
"Sparks Insurance is very responsive to customer feedback.
..."

-Kendra P.
"Sparks Insurance is a well informed, easily approachable business. They always take time to make sure we thoroughly understand our policies. They take their time and we never feel rushed and follow up with a phone call after our visit...."

-Kathy & Steve H.




 

Why do I need commercial general liability insurance?

Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.

You may already have a personal umbrella liability policy, but there's generally an exclusion for business-related liability. Alos, if you are using your vehicle for your business make sure you have sufficient auto liability coverage.


What does general liability insurance cover?

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. Our companies' liability programs can extend far beyond the provisions of typical policies, with broadened coverage and increased limits in over 30 areas. Our agents get to know your business and how you operate to make the proper suggestions of coverage necessary for your unique needs.


Potential Broad Range of General Liability Protection

  • Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury
  • Property Damage coverage for the physical damage to property of others or the loss of use of that property
  • Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided
  • Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents
  • Contractual Liability extends to any liability you may assume by entering into a variety of contracts
  • Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types

Thank you for your interest in Sparks Insurance, Inc. Let us work with you to build a custom policy for your specific needs. Call our office at 262-697-9600 or begin your quote using the link above.


blog iconAdditional Business Liability Insurance Information for the Savvy Business Owner



We are licensed in most US states. View our map for additional information on coverages available based on your location. 
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