This spring and summer, as warm weather returns to much of the United States, parks and outdoor recreation places will once again buzz with activity. The dog parks, playgrounds, ball fields and drone parks will play host to millions of fun- and warmth-loving creatures of all kinds.
Motor vehicles, watercraft, drones and other motorized toys/devices can cause bodily injury and property damage. Even without a powered device, folks and pets sometimes get distracted and/or play a little too rough, causing accidents and injuries.
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When planning your family’s warm-weather activities, take some time to revisit the liability insurance coverage included in your home or renters insurance policy. The purpose of this insurance is to protect your financial well-being from claims filed should you or a resident relative be found negligent for injuring someone or damaging their property. Without adequate liability insurance, you could owe a significant amount of money.
Is the liability insurance you have sufficient for your family’s needs? How much liability insurance should you carry? What does it cost to raise your limit? These important questions should be discussed with your agent. A yearly review is suggested.
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