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Sparks Insurance, Inc. Blog: workers compensation

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The H3N2 flu strain that swept across the United States in late 2017 and early 2018 proved to be one of the worst strains in recent history. In addition to widespread illness and some deaths, this strain also caused great harm to employers due to millions of hours of lost worker productivity. READ MORE >>

As summer takes hold, employers must be prepared to assist workers in avoiding accidents and illnesses caused by heat stress. According to the National Institute for Occupational Safety and Health (NIOSH), heat stress affects both outdoor and indoor workers exposed to hot environments. READ MORE >>

Your business’s legal liability for injury to a third party may fall under one of a variety of insurance policies. Here is a quick look at some of the most common liability protections business owners may need. Employers liability and workers compensation insurance provide coverage for an employee’s work-related illness, injury or death. READ MORE >>

In the world of workers compensation, the subject of employee vs. self-employed independent contractor is complex. Employers are not required to provide workers compensation coverage for independent contractors. Likewise, employers are not responsible for payroll taxes and other legal obligations that are necessary for employees. READ MORE >>

  Depending on an employee's line of work, they typically aren't too concerned for their safety while they're on the job. But that doesn't mean the risk of an accident isn't lurking around the corner waiting to strike.  Being prepared is the name of the game, and no two businesses are alike. READ MORE >>

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