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Sparks Insurance, Inc. Blog: small business tips

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Although cyber attacks are becoming more of a certainty than a possibility, there are still numerous companies and organizations that are not purchasing cyber insurance. In addition, many are not taking proactive measures to protect data such as updating software programs and installing security updates in a timely manner. READ MORE >>

This year’s top six cyber risks for businesses, according to The Chertoff Group principal Adam Isles, include: increase in destructive attacks targeting industrial control systems; expansion of IoT as a threat vector; evolution in nation-state activity tradecraft, advances in identity s... READ MORE >>

Data Privacy Day is observed annually on January 28th. The purpose of this day is to increase awareness and promote privacy and data protection best practices among consumers, organizations and anyone who deals with private information. READ MORE >>

In the world of workers compensation, the subject of employee vs. self-employed independent contractor is complex. Employers are not required to provide workers compensation coverage for independent contractors. Likewise, employers are not responsible for payroll taxes and other legal obligations that are necessary for employees. READ MORE >>

Sexual harassment scandals loom large among the events that shaped 2017. Fueled by revelations that longtime movie producer and studio executive Harvey Weinstein forced himself on dozens of women — including such A-list celebs as Salma Hayek, Gwyneth Paltrow, Ashley Judd and Angelina... READ MORE >>

Winter can be a risk to the continuity of business operations. Small business owners should be ensuring that their assets and operations are protected against the elements of the season. A strong handle on risk management can help to maintain stability during this season. READ MORE >>

The best part about being a solopreneur is that you don't have to socialize outside of your business. Smoozing is optional. This becomes exponentially more important during the holiday season, where mandatory social events become the corporate norm. READ MORE >>

It might seem as if summer is scarcely over. But if you own a retail or e-commerce business, you know that now is the time to start preparing for the fall and winter holiday shopping season. According to a survey conducted by CreditCards.com, as of Labor Day weekend, 70% of Americans had already started their holiday shopping. READ MORE >>

  Trust and loyalty are desirable traits in family structures and in business; however, these traits can also leave a family business vulnerable. In fact, family businesses are especially vulnerable to fraud, according to the Association of Certified Fraud Examiners’ (ACFE) 2016 Global Fraud Study. READ MORE >>

  If you really care about customer service at your small business then you’re not afraid of bad feedback. You’re not afraid to learn that a customer is unhappy, that a problem has occurred, that a complaint wasn’t resolved in time, that a product is defective or a service wasn’t performed up to par. READ MORE >>

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