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Sparks Insurance, Inc. Blog: small business tips

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It might seem as if summer is scarcely over. But if you own a retail or e-commerce business, you know that now is the time to start preparing for the fall and winter holiday shopping season. According to a survey conducted by CreditCards.com, as of Labor Day weekend, 70% of Americans had already started their holiday shopping. READ MORE >>

  Trust and loyalty are desirable traits in family structures and in business; however, these traits can also leave a family business vulnerable. In fact, family businesses are especially vulnerable to fraud, according to the Association of Certified Fraud Examiners’ (ACFE) 2016 Global Fraud Study. READ MORE >>

  If you really care about customer service at your small business then you’re not afraid of bad feedback. You’re not afraid to learn that a customer is unhappy, that a problem has occurred, that a complaint wasn’t resolved in time, that a product is defective or a service wasn’t performed up to par. READ MORE >>

  Any small business owner knows that loyal customers are the best customers. They will continue to buy from your small business and, better yet, they may refer their friends and colleagues. However, the typical American business loses 10-25% of its customers every year. READ MORE >>

  The better data you have on your air conditioning’s performance, the better you’ll be able to spot problems and extend your equipment’s useful life. You can find complimentary air conditioning logs here, which can help you track operating characteristics and alert you to trouble down the road. READ MORE >>

For many decades, having a job meant being an employee of a company—often for life. Today, it’s a different story. That’s because many people are a part of the so-called gig economy of independent consultants who often move from one job to the next. READ MORE >>

  The summer is ripe for fun, but as the saying goes, it’s all fun and games until someone gets hurt. Make sure your business is prepared to combat these five big summertime risks, as told by the experts. 1. Heat-Related Illness READ MORE >>

A disaster can happen to your small business at any time. Can your company survive until you’re back on your feet? A business interruption policy could be the difference between a big comeback and a permanent shut down.  It’s the day you thought would never come. READ MORE >>

Slip and falls represent a huge liability for business owners. Outdoor surfaces, such as parking lots, sidewalks and walkways, are one of the leading areas for slip and fall accidents. These areas become increasingly more hazardous in the winter with the accumulation of snow and ice. READ MORE >>

The holiday season has come to an end and employees have returned to work, but are they still in vacation mode? For many, the act of packing away holiday decorations and saying farewell to loved ones triggers feelings of lethargy and anxiety, making it hard to jump back into our daily routines. READ MORE >>

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