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Sparks Insurance, Inc. Blog: renters insurance

View the latest blog posts from Sparks Insurance, Inc..

When you have an insurance claim, the last thing you want to discover is that you didn't buy the right coverage. While it's easy to point the finger at agents, coverage gaps could be a two-way street. Sometimes friends and family members offer bad advice, including tenuous, illogical and even illegal strategies, hoping to save you a few bucks. READ MORE >>

Millions of people are bitten by dogs each year, which results in a lot of costly homeowners insurance claims. According to the Insurance Information Institute, in 2013 insurers across the country paid over $483 million in dog bite claims. Aside from emotional trauma, dog bites can cause severe physical injury. READ MORE >>

Perhaps you’re finally earning enough to leave your family’s home and get your own place. Or maybe you’re tired of roommates or recently uncoupled with your partner. In any case, you’re a part of the rising demographic of people living by themselves with no partner, no kids and no roommate. READ MORE >>

Appliances are all around our home, but we don’t often recognize their potential safety hazards. Fortunately, you don’t have to rely on professional inspections or go off the grid to keep your home and family safe. READ MORE >>

  College is the first time many students move out of their parents' house — whether to a dorm room or sharing an apartment with friends. It's also the first time that students really start to acquire their own possessions — computers, electronics, furniture, and more. READ MORE >>

After a close call in my apartment–who knew olive oil is bad for high-heat cooking? – it dawned on me that I had never used a fire extinguisher. I’m no fire chief, but learning on the fly while your smoke detector is blaring seems like the wrong time to figure that out. READ MORE >>

  The Electric Utility Disclaimer When it comes to power quality, most homeowners assume that the electric utility is providing clean, conditioned power for all of the hard-wired appliances and portable devices plugged into their receptacles. READ MORE >>

You may emit a long and belabored groan at the thought of moving. Or you may find moving as an opportunity to declutter and start fresh in a new place. Either way you look at it, your couch isn’t going to move itself. Consider these five helpful tips to take the first step toward your relocation. READ MORE >>

With college-graduation season here, scads of young adults will soon rent their first apartments and possibly buy their first renters insurance policy.  There’s little reason not to get it: The average policy costs just $190 per year, according to the National Association of Insurance Commissioners. READ MORE >>

Basic Homeowners Insurance Does Not Cover Floods: Evaluate your need for flood insurance now. According to the National Flood Insurance Program (NFIP), all 50 states have experienced floods or flash floods in the past five years. READ MORE >>

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