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Sparks Insurance, Inc. Blog: renters insurance

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It’s that time of year, again. Severe thunderstorms, damaging winds, large hail and tornadoes will start to be a mainstay in the forecasts. Tornadoes can strike in any season, but occur most often in the spring and summer months, according to Ready.gov. READ MORE >>

Your home likely took a beating this winter, so you’ll want to invest some time in helping it get back to its pre-winter condition. Here are a few ways you can help your home recover from winter. Have your roof inspected. This is especially important if you notice any leaks or loose shingles or metal. READ MORE >>

A personal lines umbrella policy creates an extra layer of protection for you against very large claims when you may be financially liable for a loss or injury to someone else. A personal umbrella policy doesn’t cover everything, so it’s important to clarify with your agent what triggers your insurance. READ MORE >>

Has your hobby turned into a source of sales income? Important considerations regarding your homeowners insurance policy need to be made once you’ve decided to take the leap toward becoming your own boss through direct sales. READ MORE >>

When you have an insurance claim, the last thing you want to discover is that you didn't buy the right coverage. While it's easy to point the finger at agents, coverage gaps could be a two-way street. Sometimes friends and family members offer bad advice, including tenuous, illogical and even illegal strategies, hoping to save you a few bucks. READ MORE >>

Millions of people are bitten by dogs each year, which results in a lot of costly homeowners insurance claims. According to the Insurance Information Institute, in 2013 insurers across the country paid over $483 million in dog bite claims. Aside from emotional trauma, dog bites can cause severe physical injury. READ MORE >>

Perhaps you’re finally earning enough to leave your family’s home and get your own place. Or maybe you’re tired of roommates or recently uncoupled with your partner. In any case, you’re a part of the rising demographic of people living by themselves with no partner, no kids and no roommate. READ MORE >>

Appliances are all around our home, but we don’t often recognize their potential safety hazards. Fortunately, you don’t have to rely on professional inspections or go off the grid to keep your home and family safe. READ MORE >>

  College is the first time many students move out of their parents' house — whether to a dorm room or sharing an apartment with friends. It's also the first time that students really start to acquire their own possessions — computers, electronics, furniture, and more. READ MORE >>

After a close call in my apartment–who knew olive oil is bad for high-heat cooking? – it dawned on me that I had never used a fire extinguisher. I’m no fire chief, but learning on the fly while your smoke detector is blaring seems like the wrong time to figure that out. READ MORE >>

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