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Sparks Insurance, Inc. Blog: life insurance

View the latest blog posts from Sparks Insurance, Inc..

Life insurance is not a stationary investment. It can be a tool that helps you build wealth.  For most people, the investment in life insurance helps family or loved ones after death. You’ll want to be sure they have financial protection should something happen to you. READ MORE >>

If you never thought a stay-at-home parent needed life insurance, you might want to think again. That’s because in addition to being full-time caregivers, stay-at-home parents are often also cooks, housekeepers, tutors, psychologists, chauffeurs, nurses and more. READ MORE >>

Life insurance provides an important safety net for many families. If you are young, raising a family, and going about your life, you may not think about this type of coverage. However, what if something were to happen to you? Life insurance coverage could help to provide your loved ones with the support they need to carry on with their day to day lives. READ MORE >>

Looking to buy life insurance for the first time? If so, you're probably asking yourself questions, such as "How much do I need?," "What kind of policy is best?," and "Which company should I buy from?" There's no question that buying life insurance for the first time, like any other new experience, can be more than a bit daunting. READ MORE >>

When you have an insurance claim, the last thing you want to discover is that you didn't buy the right coverage. While it's easy to point the finger at agents, coverage gaps could be a two-way street. Sometimes friends and family members offer bad advice, including tenuous, illogical and even illegal strategies, hoping to save you a few bucks. READ MORE >>

Here's a New Year's resolution that might save you thousands of dollars: Review your homeowner's, auto and life insurance policies. Insurance isn't necessarily the most scintillating topic for consumers, yet it's essential to your financial well being. You and your family are at risk big time if you don't have sufficient coverage. READ MORE >>

What are the real reasons holding you back from getting life insurance? Are you like the majority of Americans who don't have it, but say that they know they need it? A study by the financial and insurance organization LIMRA shows that 6 in 10 Americans have life insurance—yet 30 percent of them feel they need more. READ MORE >>

Perhaps you’re finally earning enough to leave your family’s home and get your own place. Or maybe you’re tired of roommates or recently uncoupled with your partner. In any case, you’re a part of the rising demographic of people living by themselves with no partner, no kids and no roommate. READ MORE >>

Summer is a great time for being active. Even if you live where it gets hot or humid, there are ways you can stay in shape year-round. But make sure to take precautions when you are active outside. Be safe in the heat If the temperature is lower than 80°F (27°C), you usually can be active outside without taking extra precautions. READ MORE >>

Let’s face it. Most people put off buying life insurance for any number of reasons—if they even understand it. Take a look at this list—do any of them sound like you? It’s too expensive. READ MORE >>

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