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Sparks Insurance, Inc. Blog: insurance

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Life insurance provides an important safety net for many families. If you are young, raising a family, and going about your life, you may not think about this type of coverage. However, what if something were to happen to you? Life insurance coverage could help to provide your loved ones with the support they need to carry on with their day to day lives. READ MORE >>

Looking to buy life insurance for the first time? If so, you're probably asking yourself questions, such as "How much do I need?," "What kind of policy is best?," and "Which company should I buy from?" There's no question that buying life insurance for the first time, like any other new experience, can be more than a bit daunting. READ MORE >>

After a car accident, paying the deductible part of the repair bill is often painful. Writing it off on your taxes can reduce at least a little of the pain. Federal tax law does allow you to take a deduction for the accidental damage or theft of your car. Given the limits on the write-off, though, you may not have much success claiming it. READ MORE >>

There is nothing more romantic than a marriage proposal on Valentine’s Day but your first step after receiving a valuable engagement ring—well, maybe your second after saying yes!—should be a practical one: call your insurance professional. READ MORE >>

When you have an insurance claim, the last thing you want to discover is that you didn't buy the right coverage. While it's easy to point the finger at agents, coverage gaps could be a two-way street. Sometimes friends and family members offer bad advice, including tenuous, illogical and even illegal strategies, hoping to save you a few bucks. READ MORE >>

Despite the fact that not everyone loves American football — particularly in light of its recent politicization via the "Take a Knee" campaign — most everyone loves a party. That makes the ad hoc holiday known as Super Sunday a time for football fans and foes to come together to eat, drink and play armchair TV critic. READ MORE >>

Millions of people are bitten by dogs each year, which results in a lot of costly homeowners insurance claims. According to the Insurance Information Institute, in 2013 insurers across the country paid over $483 million in dog bite claims. Aside from emotional trauma, dog bites can cause severe physical injury. READ MORE >>

Ahh…the go-to, easy-to-use appliance in our kitchens—crock-pots. They put the question, “What’s for dinner?” to rest and give our homes and apartments the home-cooked meal smell. Here are some trusted tips to consider when using your crock-pot: Not everything is better with age READ MORE >>

In Alaska, beasts come in the form of enormous, long-haired, silver salmon-mongering grizzly bears. Recently, while cleaning freshly caught silver salmon creek-side, a hungry grizzly bear appeared. We were not above fleeing to the safety of the garage to finish fileting salmon. READ MORE >>

Big companies like Target, Yahoo and Equifax are typically the unhappy recipients of big news coverage following data disasters. This is not surprising, given the size of the events. At Target, credit and debit card information or contact information for approximately 40 million people was purloined, leading to the resignations of both the CEO and CIO. READ MORE >>

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