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Sparks Insurance, Inc. Blog: insurance

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If your business decides to create a new LLC, corporation or partnership, everything may seem the same—the people involved, the equipment used, the building occupied, the nature of the work done, etc. But you shouldn't assume that the new entity is covered by your current entity's liability insurance. READ MORE >>

There’s nothing better than cozying up to a warm fire on a cool fall night. This is especially, true when you can do so in the comfort of your own backyard. For many, having a fire pit means spending time with family, friends and (hopefully) indulging in some S’mores. How to get started? READ MORE >>

Summer is a season of recreational fun and personal relaxation. Unfortunately, summer is also the riskiest season of the year. Summer is a season of recreational fun and personal relaxation; a blissful stretch blessed with balmy weather to enjoy long weekends with friends and family, the children and grandchildren off from school. READ MORE >>

It’s tax season again, and Business Insider reported that the average federal tax refund in America this year is expected to be around $2,895.00. Using HomeAdvisor’s True Cost Guide, we put together a handy list of home improvement projects that you could tackle with your federal return money and still come in under budget. READ MORE >>

Whether they’re graduating from high school or college, many new graduates will be on the roads this summer to celebrate their hard work. From parties to weekend getaways to road trips, young drivers will be on the road often this summer and need to keep some safety tips in mind. READ MORE >>

Of the more than 172,000 people killed in car crashes over the past five years, one in 10 were in crashes where at least one of the drivers involved was distracted. These statistics come from data analyzed by Erie Insurance housed in the Fatality Analysis Reporting System, a nationwide census o... READ MORE >>

It’s that time of year, again. Severe thunderstorms, damaging winds, large hail and tornadoes will start to be a mainstay in the forecasts. Tornadoes can strike in any season, but occur most often in the spring and summer months, according to Ready.gov. READ MORE >>

A key reason for rising auto insurance claims has to do with distracted driving. By definition, this is any driver who is not paying attention to the road. Many people assume this relates to cell phones. That is one component of it.  However, many other distractions can occur. READ MORE >>

Since 2008, the AAA Foundation for Traffic Safety has conducted a national survey of United States motorist to identify key indicators about the degree to which traffic safety is valued and pursued by drivers. As in previous years, the 2017 Traffic Safety Culture Index reveals that people in the U. READ MORE >>

Consider yourself lucky — or perhaps overdue — if you’re an adult who has never been in a car accident. Consider that in 2015 alone, more than 2.4 million people were injured and nearly 35,000 people died in 6.2 million crashes nationwide, according to the National Highway Traffic Safety Administration. READ MORE >>

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