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Sparks Insurance, Inc. Blog: insurance

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Half of all small and midsize businesses (SMBs) in the U.S. experienced a data breach in the past year — and 55% experienced a cyber attack. So why are so many SMBs not making cyber insurance a priority? According to the Insurance Information Institute, 34% of SMBs do not believe they will be the target of an attack, while 37% cited cost as a reason. READ MORE >>

Although cyber attacks are becoming more of a certainty than a possibility, there are still numerous companies and organizations that are not purchasing cyber insurance. In addition, many are not taking proactive measures to protect data such as updating software programs and installing security updates in a timely manner. READ MORE >>

The role of cell phones in our society faces greater scrutiny in recent years, particularly when it comes to the world of driving. Distracted driving can happen in a number of ways, but smartphones are often behind a case of distracted driving more often than not. READ MORE >>

This year’s top six cyber risks for businesses, according to The Chertoff Group principal Adam Isles, include: increase in destructive attacks targeting industrial control systems; expansion of IoT as a threat vector; evolution in nation-state activity tradecraft, advances in identity s... READ MORE >>

Data Privacy Day is observed annually on January 28th. The purpose of this day is to increase awareness and promote privacy and data protection best practices among consumers, organizations and anyone who deals with private information. READ MORE >>

Thinking about shopping for a new car? Then you’ll want to check out what vehicles are considered the safest to buy. From small cars and sedans to SUVs and large luxury vehicles, you’ll find 62 of the 2018 models deemed safe by the Insurance Institute for Highway Safety (IIHS). READ MORE >>

Ruts are a common winter annoyance. When drivers get stuck on snowy roads, their wheels spin deep down into the snow pack, leaving the streets scattered with deep divots for the rest of us to navigate around. You’re likely to find ruts on less-traveled roads or side streets – especially near hills and curves, where drivers are more likely to get stuck. READ MORE >>

There's something uniquely exhilarating about snowmobiling. The excitement of speeding through snowy landscapes makes the freezing cold winter weather barely noticeable. All that matters is the powerful machine that roars beneath you and the wildly fierce rush of adrenaline within you. READ MORE >>

Making the decision on what coverages to carry for your automobile can be daunting. That is why taking a long look at potential situations and how they can impact you financially is key to determining what you coverages you need. Your Sparks Insurance agent can talk you through the following scenarios to help you in this process. READ MORE >>

Frigid winter temperatures can cause pipes to freeze. While we can’t control the weather, there are things we can do to prevent pipes from freezing. We’ve pulled together tips to help prevent frozen pipes and list of suggestions for you to follow if they do. READ MORE >>

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