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Sparks Insurance, Inc. Blog: insurance

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For many decades, having a job meant being an employee of a company—often for life. Today, it’s a different story. That’s because many people are a part of the so-called gig economy of independent consultants who often move from one job to the next. READ MORE >>

After a close call in my apartment–who knew olive oil is bad for high-heat cooking? – it dawned on me that I had never used a fire extinguisher. I’m no fire chief, but learning on the fly while your smoke detector is blaring seems like the wrong time to figure that out. READ MORE >>

  Planning on sprucing up your home this spring? If so, you probably already have a list of annual projects. But there are many others that fly under the radar. Paul Sullivan, founder of a full-service remodeling company and the chairman of the National Association of Home Builders Remodelers, suggests you tackle these overlooked home projects. READ MORE >>

Pests in the home can turn into a major headache for homeowners. Not only are they a nuisance, gnawing rodents and chewing termites can eventually cause real damage to the structure of your home. Unfortunately, when this damage happens, it’s usually not covered by your homeowners insurance policy. READ MORE >>

  The summer is ripe for fun, but as the saying goes, it’s all fun and games until someone gets hurt. Make sure your business is prepared to combat these five big summertime risks, as told by the experts. 1. Heat-Related Illness READ MORE >>

“If my home is damaged by a summer storm, will my insurance cover repairs?” Where water-related damage is concerned, the answer depends on whether the water came from above or below. In general, if the damage was caused by wind-driven rain that came in through your roof, windows or doors, your insurance will cover the cost of repairs. READ MORE >>

The heat of summer can make this otherwise beautiful season downright unpleasant. For drivers who don't enjoy intense heat, getting into a car that has been parked in hot weather can feel like being roasted alive. Stay cool and get more out of your summer by using these tips to keep your car cooler when parked: READ MORE >>

Summer is a great time for being active. Even if you live where it gets hot or humid, there are ways you can stay in shape year-round. But make sure to take precautions when you are active outside. Be safe in the heat If the temperature is lower than 80°F (27°C), you usually can be active outside without taking extra precautions. READ MORE >>

Criminals don't take a summer break One of the best ways to save on Auto and Homeowners' insurance is to stay claims-free. Securing your vehicle and house will help prevent theft, save you money along with the hassle of dealing with unexpected property losses this summer. READ MORE >>

  The Electric Utility Disclaimer When it comes to power quality, most homeowners assume that the electric utility is providing clean, conditioned power for all of the hard-wired appliances and portable devices plugged into their receptacles. READ MORE >>

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