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Sparks Insurance, Inc. Blog: insurance

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Mother Nature's forces of wind, water and hail account for more than half of all homeowners insurance losses. Standard homeowners and renters policies cover the damage wreaked by wind, hail, falling water or wind-driven rain, but not from rising water from any source, including a sewer or drain backup or sump-pump failure. READ MORE >>

Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if your neighbor’s tree falls in your yard, your homeowners insurance would typically help cover the cost of removing the tree and remedying the damage it caused, after your deductible. READ MORE >>

  For decades, Americans have had a love affair with their cars – from the sweet 1950’s Ford Thunderbird to the slick Corvette of the ‘80s. There’s just something about being behind the wheel–it’s that free feeling you get on the open road. READ MORE >>

An interesting take on Pi, everyone's favorite irrational number.  But do you exhibit the following"irrational behavior"?   Enjoy the following infographic from Insurance Information Institute!!!! READ MORE >>

Basic Homeowners Insurance Does Not Cover Floods: Evaluate your need for flood insurance now. According to the National Flood Insurance Program (NFIP), all 50 states have experienced floods or flash floods in the past five years. READ MORE >>

Spring may be the traditional time of year for cleaning out closets and drawers and organizing attics, but it is also a great time to review of your insurance coverages, according to the Insurance Information Institute (I.I.I.).  READ MORE >>

Along with warmer weather, spring brings rain and the potholes of last winter. Springtime brings rain and the aftereffects of winter weather — potholes and uneven pavement. Keep these driving tips in mind before you travel: Spring showers bring May flowers — and wet driving conditions:  READ MORE >>

As rainy season sets in and snow melts, flooding and mudslides can become a major hazard to your business. These risks shouldn’t be taken lightly, as water damage is among the most costly types of weather-related damage to clean up and repair. READ MORE >>

After a long, dark winter, spring's bright sun and warm winds are, well, a breath of fresh air. The only downside? All that sunshine spotlights your leaf-filled gutters, cracked sidewalks and the dead plants in last year's flower beds. READ MORE >>

If you can’t avoid traveling on wet roads altogether, it’s best to drive slow and steady. But what should you do if you start hydroplaning anyway? The first thing to do is relax, as frantic movements will only make your situation worse. READ MORE >>

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