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Sparks Insurance, Inc. Blog: insurance

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With so much new car safety technology, it’s hard to believe that traffic deaths would be on the rise. Yet that’s exactly what a new release from the National Safety Council revealed. The organization shared that 40,000 auto fatalities occurred in 2016—which represents a 14 percent jump from 2014. READ MORE >>

Many businesses are not prepared to respond to man-made or natural disasters. Statistics show that of the businesses that close because of a disaster, at least 1 in 4 never reopens. Small businesses are particularly at risk because they likely have all of their operations concentrated in one location that could be damaged or destroyed. READ MORE >>

We’re weeks away from sweltering temperatures, hurricane warnings, and bug invasions. And this year is expected to be an especially hot one in many areas. Before summer hits at full force, make sure you and your home are prepared. 1. Give Your Air Conditioner a Checkup READ MORE >>

  It's the time of year when you can finally celebrate the rite of passage of prom. You've bought the perfect dress, snagged a date and are ready to dance the night away. But before you kick off your shoes to do the "Electric Slide" make sure you, and your date are being safe. According to the U. READ MORE >>

Mother Nature's forces of wind, water and hail account for more than half of all homeowners insurance losses. Standard homeowners and renters policies cover the damage wreaked by wind, hail, falling water or wind-driven rain, but not from rising water from any source, including a sewer or drain backup or sump-pump failure. READ MORE >>

Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if your neighbor’s tree falls in your yard, your homeowners insurance would typically help cover the cost of removing the tree and remedying the damage it caused, after your deductible. READ MORE >>

  For decades, Americans have had a love affair with their cars – from the sweet 1950’s Ford Thunderbird to the slick Corvette of the ‘80s. There’s just something about being behind the wheel–it’s that free feeling you get on the open road. READ MORE >>

An interesting take on Pi, everyone's favorite irrational number.  But do you exhibit the following"irrational behavior"?   Enjoy the following infographic from Insurance Information Institute!!!! READ MORE >>

Basic Homeowners Insurance Does Not Cover Floods: Evaluate your need for flood insurance now. According to the National Flood Insurance Program (NFIP), all 50 states have experienced floods or flash floods in the past five years. READ MORE >>

Spring may be the traditional time of year for cleaning out closets and drawers and organizing attics, but it is also a great time to review of your insurance coverages, according to the Insurance Information Institute (I.I.I.).  READ MORE >>

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