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Sparks Insurance, Inc. Blog: insurance

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It might seem as if summer is scarcely over. But if you own a retail or e-commerce business, you know that now is the time to start preparing for the fall and winter holiday shopping season. According to a survey conducted by CreditCards.com, as of Labor Day weekend, 70% of Americans had already started their holiday shopping. READ MORE >>

Cyber attacks are on the rise across the world. From WannaCry to Equifax, the impact has affected countless individuals and industries alike.  While cyber attacks tend to be associated with large companies — Sony, HBO, and most recently with Equifax — the truth is no one is too small to be immune from a cyber attack threat. READ MORE >>

The Travelers 2017 Risk Index is out, and for the fifth year in a row, fewer American consumers, business owners and executives think the world is becoming a riskier place.  This year, 52% of consumers say they believe the world is getting riskier, compared to 56% in 2016 and 63% in 2013 when the study was first conducted, as shown in the chart below from Travelers. READ MORE >>

Nine things for you (or the handyman) to tackle before winter sets in. As winter nears, it’s time to prepare your home for cold weather. These steps, at least some of which most homeowners can do themselves, will lower your utility bills and protect your investment. Tune up your heating system. READ MORE >>

We all know the saying to help us remember to adjust our clocks for the daylight saving time changes (this Sunday in case you are wondering). But, what can we do to help workers adjust to the effects of the time change?  A few studies have examined these issues but many questions remain on this topic including the best strategies to cope with the time changes. READ MORE >>

As winter approaches, some people are affected by daylight getting shorter. For some, it’s a minor change in mood and others experience a deep depression called Seasonal Affective Disorder (SAD). What causes this? READ MORE >>

While stocking up on sugary sweets is a top priority for little tykes this time of year, Halloween fire safety should be at the top of your list to keep everyone's experience fun and enjoyable. The spirit of Halloween may be spooky, but nobody wants a real tragedy on All Hallows Eve. READ MORE >>

Halloween can be fun for the young and young at heart, but it can also be a bit scary if you’re unprepared for the potential hazards due to an influx of visiting vampires, ghosts, and Disney characters. Do you know if you're properly covered by your homeowners' insurance company? READ MORE >>

While the leaves are changing across much of the country, it’s also that time of year when drivers are more likely to encounter deer – especially during their morning and evening commutes. As those bucks are rushing after their does, they rarely check to see if there is oncoming traffic. READ MORE >>

As fall approaches, drivers everywhere will have a new set of factors to consider as they get behind the wheel. Earlier sunsets mean less visible roads and, depending on where you live, a change in weather could result in more rain or snow. These are just a few conditions drivers can expect as the season changes. READ MORE >>

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