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Sparks Insurance, Inc. Blog: insurance

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It’s that time of year, again. Severe thunderstorms, damaging winds, large hail and tornadoes will start to be a mainstay in the forecasts. Tornadoes can strike in any season, but occur most often in the spring and summer months, according to Ready.gov. READ MORE >>

A key reason for rising auto insurance claims has to do with distracted driving. By definition, this is any driver who is not paying attention to the road. Many people assume this relates to cell phones. That is one component of it.  However, many other distractions can occur. READ MORE >>

Since 2008, the AAA Foundation for Traffic Safety has conducted a national survey of United States motorist to identify key indicators about the degree to which traffic safety is valued and pursued by drivers. As in previous years, the 2017 Traffic Safety Culture Index reveals that people in the U. READ MORE >>

Consider yourself lucky — or perhaps overdue — if you’re an adult who has never been in a car accident. Consider that in 2015 alone, more than 2.4 million people were injured and nearly 35,000 people died in 6.2 million crashes nationwide, according to the National Highway Traffic Safety Administration. READ MORE >>

Your yard goes dormant throughout the winter, and the cold temperatures can seriously wear it down. Help your yard recover from winter with these tips. Remove any patches of damaged lawn. Salt, plows and disease can do a number on your grass, so use a metal rake to remove any dead or damaged patches. READ MORE >>

Your car has battled snow, ice, salt and potholes for months on end. Needless to say, some TLC is definitely in order to help your car recover from winter. Here are eight areas of your car you’ll want to check (or have checked) now that winter’s in the rear view mirror. Tires READ MORE >>

Your home likely took a beating this winter, so you’ll want to invest some time in helping it get back to its pre-winter condition. Here are a few ways you can help your home recover from winter. Have your roof inspected. This is especially important if you notice any leaks or loose shingles or metal. READ MORE >>

Despite the legal requirements in 49 states, many drivers in the U.S. remain uninsured. Don't risk your financial health—make sure you're insured, and learn how to protect yourself in the event of an accident with an uninsured motorist. Uninsured motorists are relatively common READ MORE >>

When an uninsured driver is at fault in an accident, insured drivers, or their insurance companies, are often left to pay for the resulting physical damage and health costs. As in cases with an underinsured driver, these individuals may not have high enough limits on his or her policy to cover all costs of damage caused. READ MORE >>

Frost heave occurs when ice forms underneath soil. As the frozen soil switches between freezing and thawing, it can cause the very foundation of your house to shift since frozen soil has about 10 percent more volume than dry soil. This can lead to serious structural damage to your foundation. READ MORE >>

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