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Sparks Insurance, Inc. Blog: homeowners insurance

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For many decades, having a job meant being an employee of a company—often for life. Today, it’s a different story. That’s because many people are a part of the so-called gig economy of independent consultants who often move from one job to the next. READ MORE >>

  Planning on sprucing up your home this spring? If so, you probably already have a list of annual projects. But there are many others that fly under the radar. Paul Sullivan, founder of a full-service remodeling company and the chairman of the National Association of Home Builders Remodelers, suggests you tackle these overlooked home projects. READ MORE >>

Pests in the home can turn into a major headache for homeowners. Not only are they a nuisance, gnawing rodents and chewing termites can eventually cause real damage to the structure of your home. Unfortunately, when this damage happens, it’s usually not covered by your homeowners insurance policy. READ MORE >>

“If my home is damaged by a summer storm, will my insurance cover repairs?” Where water-related damage is concerned, the answer depends on whether the water came from above or below. In general, if the damage was caused by wind-driven rain that came in through your roof, windows or doors, your insurance will cover the cost of repairs. READ MORE >>

Criminals don't take a summer break One of the best ways to save on Auto and Homeowners' insurance is to stay claims-free. Securing your vehicle and house will help prevent theft, save you money along with the hassle of dealing with unexpected property losses this summer. READ MORE >>

  The Electric Utility Disclaimer When it comes to power quality, most homeowners assume that the electric utility is providing clean, conditioned power for all of the hard-wired appliances and portable devices plugged into their receptacles. READ MORE >>

Now that we are in the prime gardening and landscaping season, you have probably started mowing more frequently, the bushes have begun to fill in, and have made some new additions to your landscape or tools. As you primp and prune, you’ll also want to consider how to protect your lawn equipment from theft. READ MORE >>

From 2009-2014, 66 percent of playground equipment accidents occurred at home. Now that springtime is here, playground season is in full swing. Are the kids in the backyard and at the local playground safe? The U.S. READ MORE >>

You may be the kind of person who fires up the grill all year long at tailgating parties, or maybe you wait for a warm summer day and a backyard full of friends before you put on your apron. Either way, grilling can be one of life’s simple pleasures. READ MORE >>

You may emit a long and belabored groan at the thought of moving. Or you may find moving as an opportunity to declutter and start fresh in a new place. Either way you look at it, your couch isn’t going to move itself. Consider these five helpful tips to take the first step toward your relocation. READ MORE >>

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