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Sparks Insurance, Inc. Blog: homeowners insurance

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This spring and summer, as warm weather returns to much of the United States, parks and outdoor recreation places will once again buzz with activity. The dog parks, playgrounds, ball fields and drone parks will play host to millions of fun- and warmth-loving creatures of all kinds. READ MORE >>

There’s nothing better than cozying up to a warm fire on a cool fall night. This is especially, true when you can do so in the comfort of your own backyard. For many, having a fire pit means spending time with family, friends and (hopefully) indulging in some S’mores. How to get started? READ MORE >>

Summer is a season of recreational fun and personal relaxation. Unfortunately, summer is also the riskiest season of the year. Summer is a season of recreational fun and personal relaxation; a blissful stretch blessed with balmy weather to enjoy long weekends with friends and family, the children and grandchildren off from school. READ MORE >>

It’s tax season again, and Business Insider reported that the average federal tax refund in America this year is expected to be around $2,895.00. Using HomeAdvisor’s True Cost Guide, we put together a handy list of home improvement projects that you could tackle with your federal return money and still come in under budget. READ MORE >>

It’s that time of year, again. Severe thunderstorms, damaging winds, large hail and tornadoes will start to be a mainstay in the forecasts. Tornadoes can strike in any season, but occur most often in the spring and summer months, according to Ready.gov. READ MORE >>

Your yard goes dormant throughout the winter, and the cold temperatures can seriously wear it down. Help your yard recover from winter with these tips. Remove any patches of damaged lawn. Salt, plows and disease can do a number on your grass, so use a metal rake to remove any dead or damaged patches. READ MORE >>

Your home likely took a beating this winter, so you’ll want to invest some time in helping it get back to its pre-winter condition. Here are a few ways you can help your home recover from winter. Have your roof inspected. This is especially important if you notice any leaks or loose shingles or metal. READ MORE >>

Frost heave occurs when ice forms underneath soil. As the frozen soil switches between freezing and thawing, it can cause the very foundation of your house to shift since frozen soil has about 10 percent more volume than dry soil. This can lead to serious structural damage to your foundation. READ MORE >>

A personal lines umbrella policy creates an extra layer of protection for you against very large claims when you may be financially liable for a loss or injury to someone else. A personal umbrella policy doesn’t cover everything, so it’s important to clarify with your agent what triggers your insurance. READ MORE >>

Mold is a toxic substance that can grow in homes quickly. It tends to be hard to see at first. However, cleanup can be difficult and expensive, even for small infestations. Sometimes, your home insurance can help you. In others, it cannot. Mold is dangerous to your family’s health. READ MORE >>

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