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Sparks Insurance, Inc. Blog: homeowners insurance

View the latest blog posts from Sparks Insurance, Inc..

There is nothing more romantic than a marriage proposal on Valentine’s Day but your first step after receiving a valuable engagement ring—well, maybe your second after saying yes!—should be a practical one: call your insurance professional. READ MORE >>

When you have an insurance claim, the last thing you want to discover is that you didn't buy the right coverage. While it's easy to point the finger at agents, coverage gaps could be a two-way street. Sometimes friends and family members offer bad advice, including tenuous, illogical and even illegal strategies, hoping to save you a few bucks. READ MORE >>

Despite the fact that not everyone loves American football — particularly in light of its recent politicization via the "Take a Knee" campaign — most everyone loves a party. That makes the ad hoc holiday known as Super Sunday a time for football fans and foes to come together to eat, drink and play armchair TV critic. READ MORE >>

Millions of people are bitten by dogs each year, which results in a lot of costly homeowners insurance claims. According to the Insurance Information Institute, in 2013 insurers across the country paid over $483 million in dog bite claims. Aside from emotional trauma, dog bites can cause severe physical injury. READ MORE >>

Ahh…the go-to, easy-to-use appliance in our kitchens—crock-pots. They put the question, “What’s for dinner?” to rest and give our homes and apartments the home-cooked meal smell. Here are some trusted tips to consider when using your crock-pot: Not everything is better with age READ MORE >>

Frigid winter temperatures can cause pipes to freeze. While we can’t control the weather, there are things we can do to prevent pipes from freezing. We’ve pulled together tips to help prevent frozen pipes and list of suggestions for you to follow if they do. READ MORE >>

Here's a New Year's resolution that might save you thousands of dollars: Review your homeowner's, auto and life insurance policies. Insurance isn't necessarily the most scintillating topic for consumers, yet it's essential to your financial well being. You and your family are at risk big time if you don't have sufficient coverage. READ MORE >>

Perhaps you’re finally earning enough to leave your family’s home and get your own place. Or maybe you’re tired of roommates or recently uncoupled with your partner. In any case, you’re a part of the rising demographic of people living by themselves with no partner, no kids and no roommate. READ MORE >>

Everyone enjoys being part of the holiday preparations from testing family recipes to decorating cakes and cookies. But when there are a lot of people and lots of activity going on around you, it's easy to get distracted. Get eight simple fire-safety tips that can help you and your family reduce the risk of kitchen fires during this joyous time of year. READ MORE >>

Between giving gifts, preparing large meals, and planning family gatherings, the holidays can be a stressful time of year. Adding another thing to think about may seem overwhelming, but home safety is an important consideration. READ MORE >>

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