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Sparks Insurance, Inc. Blog: homeowners insurance

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The water lines to your home carry water throughout it. They work reliably and long-term in most cases. Yet, there are times when a break can occur. When this happens, it can leave you without the ability to use your home. And, you may face substantial damage repair needs. READ MORE >>

The Fourth of July and spectacular fireworks displays go hand-in-hand. From 1776 until the present day, July 4th has been celebrated as the birth of American independence, with typical festivities ranging from fireworks, parades and concerts to more casual family gatherings and barbecues. READ MORE >>

Every year fireworks cause serious injuries and substantial property damage. According to the National Fire Protection Association (NFPA), fireworks start an average of 18,500 fires annually, including 1,300 structure fires, 300 vehicle fires, and 16,900 outside and other fires. READ MORE >>

As much as we love July 4th celebrations, our pets have a very different reaction. Communities across the United States large and small celebrate Independence Day with festivals, parades and fireworks displays as well as gatherings of family and friends. Although most people greet the festivities gladly, the story isn’t the same for pets. READ MORE >>

While it's easy to get distracted by the fun in the sun, there are plenty of risks you should consider first. Across the country, many individuals are setting plans in place for the arrival of summer. From cross-country road trips to surfing at the local beach, the summer likely means more travel and outdoor expeditions. READ MORE >>

Whether you have a luxury in-ground pool, or plan to blow up an inflatable kiddie pool, it is important to consider the safety implications.  There are an estimated 7.4 million swimming pools and five million hot tubs in residential or public use in the United States, according to the Centers for Disease Control and Prevention (CDC). READ MORE >>

Thankfully, most people haven’t had to contain a fire. But take a moment to think about how you would react during a fire emergency. Would you know what to do? Knowing how to operate a fire extinguisher could mean the difference between minor damage and a full-scale disaster at your business. READ MORE >>

From old clothes to unused furniture to garden tools in triplicate, your spring cleaning has reminded you of just how much stuff you have crammed into your home. Riding your cleaning momentum, you decide to follow the example set by millions of Americans annually and host a garage sale. READ MORE >>

To make sure you're adequately protected, we recommend a yearly review of all of your insurance policies. This questionnaire helps make that review quick and efficient. Please take a moment to answer the questions and email, fax (262-697-1961) or mail this page back to us. READ MORE >>

As millions of Americans hit the road for their summer vacations, they’ll be looking for places to stay. The explosive growth of web/app-based home-sharing services like Airbnb has grabbed the attention of homeowners everywhere, so if you’re considering opening your home to travelers for a fee this summer, consider your home insurance policy. READ MORE >>

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