Sparks Insurance, Inc. Blog: business liability
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Tuesday, January 23, 2018
This year’s top six cyber risks for businesses, according to The Chertoff Group principal Adam Isles, include: increase in destructive attacks targeting industrial control systems; expansion of IoT as a threat vector; evolution in nation-state activity tradecraft, advances in identity s... READ MORE >>
Monday, January 22, 2018 Data Privacy Day is observed annually on January 28th. The purpose of this day is to increase awareness and promote privacy and data protection best practices among consumers, organizations and anyone who deals with private information. READ MORE >>
Thursday, December 21, 2017 In the world of workers compensation, the subject of employee vs. self-employed independent contractor is complex. Employers are not required to provide workers compensation coverage for independent contractors. Likewise, employers are not responsible for payroll taxes and other legal obligations that are necessary for employees. READ MORE >>
Tuesday, December 19, 2017
Sexual harassment scandals loom large among the events that shaped 2017.
Fueled by revelations that longtime movie producer and studio executive Harvey Weinstein forced himself on dozens of women — including such A-list celebs as Salma Hayek, Gwyneth Paltrow, Ashley Judd and Angelina... READ MORE >>
Monday, December 18, 2017 Winter can be a risk to the continuity of business operations. Small business owners should be ensuring that their assets and operations are protected against the elements of the season. A strong handle on risk management can help to maintain stability during this season. READ MORE >>
Wednesday, November 8, 2017 Cyber attacks are on the rise across the world. From WannaCry to Equifax, the impact has affected countless individuals and industries alike. While cyber attacks tend to be associated with large companies — Sony, HBO, and most recently with Equifax — the truth is no one is too small to be immune from a cyber attack threat. READ MORE >>
Tuesday, November 7, 2017 The Travelers 2017 Risk Index is out, and for the fifth year in a row, fewer American consumers, business owners and executives think the world is becoming a riskier place. This year, 52% of consumers say they believe the world is getting riskier, compared to 56% in 2016 and 63% in 2013 when the study was first conducted, as shown in the chart below from Travelers. READ MORE >>
Wednesday, September 27, 2017 Trust and loyalty are desirable traits in family structures and in business; however, these traits can also leave a family business vulnerable. In fact, family businesses are especially vulnerable to fraud, according to the Association of Certified Fraud Examiners’ (ACFE) 2016 Global Fraud Study. READ MORE >>
Thursday, August 24, 2017 Depending on an employee's line of work, they typically aren't too concerned for their safety while they're on the job. But that doesn't mean the risk of an accident isn't lurking around the corner waiting to strike. Being prepared is the name of the game, and no two businesses are alike. READ MORE >>
Wednesday, April 5, 2017 Many businesses are not prepared to respond to man-made or natural disasters. Statistics show that of the businesses that close because of a disaster, at least 1 in 4 never reopens. Small businesses are particularly at risk because they likely have all of their operations concentrated in one location that could be damaged or destroyed. READ MORE >>