Sparks Insurance, Inc. Blog: business liability
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Tuesday, November 7, 2017 The Travelers 2017 Risk Index is out, and for the fifth year in a row, fewer American consumers, business owners and executives think the world is becoming a riskier place. This year, 52% of consumers say they believe the world is getting riskier, compared to 56% in 2016 and 63% in 2013 when the study was first conducted, as shown in the chart below from Travelers. READ MORE >>
Wednesday, September 27, 2017 Trust and loyalty are desirable traits in family structures and in business; however, these traits can also leave a family business vulnerable. In fact, family businesses are especially vulnerable to fraud, according to the Association of Certified Fraud Examiners’ (ACFE) 2016 Global Fraud Study. READ MORE >>
Thursday, August 24, 2017 Depending on an employee's line of work, they typically aren't too concerned for their safety while they're on the job. But that doesn't mean the risk of an accident isn't lurking around the corner waiting to strike. Being prepared is the name of the game, and no two businesses are alike. READ MORE >>
Wednesday, April 5, 2017 Many businesses are not prepared to respond to man-made or natural disasters. Statistics show that of the businesses that close because of a disaster, at least 1 in 4 never reopens. Small businesses are particularly at risk because they likely have all of their operations concentrated in one location that could be damaged or destroyed. READ MORE >>
Sunday, February 26, 2017 As rainy season sets in and snow melts, flooding and mudslides can become a major hazard to your business. These risks shouldn’t be taken lightly, as water damage is among the most costly types of weather-related damage to clean up and repair. READ MORE >>
Sunday, April 3, 2016 Employment Practices Liability (EPL) is an affordable way for business owners to help protect themselves against claims brought by employees alleging discrimination, wrongful termination or harassment, including sexual harassment. READ MORE >>