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Sparks Insurance, Inc. Blog: business liability

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Business auto insurance coverage can differ depending on the wording in the specific policy. However, there are traits common across most business auto insurance policies that every company should know about. Named Insured, Permissive Use and Covered Auto A business auto policy is typically written in the name of the business entity (e. READ MORE >>

If your company has business property in a storage unit, you should know how your commercial insurance will apply if that property is damaged. First, some good news: many commercial property insurance policies cover items damaged while in storage. READ MORE >>

As summer settles in, intense thunderstorms and windstorms may cause extensive damage and economic loss to businesses. For much of the nation, summer also means hurricane season. Business owners should make preparations to protect employees, property and business income from potential harm caused by summer storms. READ MORE >>

Mobile phone usage—calling, reading and sending messages—distracts drivers in both personal and commercial vehicles. The hazards of such behavior in commercial vehicles are extreme due to the amount of time on the road, the distance traveled, the gross vehicle weight, and the type of cargo being transported. READ MORE >>

As the Federal Aviation Administration continues efforts to streamline regulations for commercial drone use, economists predict explosive growth in many other industries. PricewaterhouseCoopers says drones will soon have a multibillion-dollar impact on the following industries: READ MORE >>

Thankfully, most people haven’t had to contain a fire. But take a moment to think about how you would react during a fire emergency. Would you know what to do? Knowing how to operate a fire extinguisher could mean the difference between minor damage and a full-scale disaster at your business. READ MORE >>

Workplace harassment is all over the news. Many allegations involve high-profile individuals creating a workplace culture that subjects employees to harassment with little or no consequence.    RELATED: Read 6 Behaviors that Could Spawn a Sexual Harassment Lawsuit?    READ MORE >>

When was the last time your business shipped something of value to a partner, vendor or customer?  It's true that some businesses do very little shipping while others depend on product shipping for survival. If your business is the latter, or somewhere in between, guaranteeing that your shipment arrives in good condition is essential. READ MORE >>

Humans typically react strongly to fire. Unfortunately, we're not as keen on preventing a fire from starting in the first place! When it comes to fire prevention at your office, there's one absolute fact: you can never assume everyone knows what to do (and not to do) to control risk. READ MORE >>

Landlords may require tenants legal liability insurance. Do you lease space in your commercial building to a tenant? If so, do you require proof of insurance from the tenant?    RELATED: Read Commercial Lease Concerns    READ MORE >>

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