Sparks Insurance, Inc. Blog: business insurance
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Friday, January 26, 2018Half of all small and midsize businesses (SMBs) in the U.S. experienced a data breach in the past year — and 55% experienced a cyber attack. So why are so many SMBs not making cyber insurance a priority? According to the Insurance Information Institute, 34% of SMBs do not believe they will be the target of an attack, while 37% cited cost as a reason. READ MORE >>
Thursday, January 25, 2018 Although cyber attacks are becoming more of a certainty than a possibility, there are still numerous companies and organizations that are not purchasing cyber insurance. In addition, many are not taking proactive measures to protect data such as updating software programs and installing security updates in a timely manner. READ MORE >>
Tuesday, January 23, 2018
This year’s top six cyber risks for businesses, according to The Chertoff Group principal Adam Isles, include: increase in destructive attacks targeting industrial control systems; expansion of IoT as a threat vector; evolution in nation-state activity tradecraft, advances in identity s... READ MORE >>
Monday, January 22, 2018 Data Privacy Day is observed annually on January 28th. The purpose of this day is to increase awareness and promote privacy and data protection best practices among consumers, organizations and anyone who deals with private information. READ MORE >>
Thursday, December 21, 2017 In the world of workers compensation, the subject of employee vs. self-employed independent contractor is complex. Employers are not required to provide workers compensation coverage for independent contractors. Likewise, employers are not responsible for payroll taxes and other legal obligations that are necessary for employees. READ MORE >>
Tuesday, December 19, 2017
Sexual harassment scandals loom large among the events that shaped 2017.
Fueled by revelations that longtime movie producer and studio executive Harvey Weinstein forced himself on dozens of women — including such A-list celebs as Salma Hayek, Gwyneth Paltrow, Ashley Judd and Angelina... READ MORE >>
Monday, December 18, 2017 Winter can be a risk to the continuity of business operations. Small business owners should be ensuring that their assets and operations are protected against the elements of the season. A strong handle on risk management can help to maintain stability during this season. READ MORE >>
Monday, December 4, 2017 The best part about being a solopreneur is that you don't have to socialize outside of your business. Smoozing is optional. This becomes exponentially more important during the holiday season, where mandatory social events become the corporate norm. READ MORE >>
Thursday, November 9, 2017 It might seem as if summer is scarcely over. But if you own a retail or e-commerce business, you know that now is the time to start preparing for the fall and winter holiday shopping season. According to a survey conducted by CreditCards.com, as of Labor Day weekend, 70% of Americans had already started their holiday shopping. READ MORE >>
Wednesday, November 8, 2017 Cyber attacks are on the rise across the world. From WannaCry to Equifax, the impact has affected countless individuals and industries alike. While cyber attacks tend to be associated with large companies — Sony, HBO, and most recently with Equifax — the truth is no one is too small to be immune from a cyber attack threat. READ MORE >>