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Sparks Insurance, Inc. Blog: business insurance

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Basic Homeowners Insurance Does Not Cover Floods: Evaluate your need for flood insurance now. According to the National Flood Insurance Program (NFIP), all 50 states have experienced floods or flash floods in the past five years. READ MORE >>

As rainy season sets in and snow melts, flooding and mudslides can become a major hazard to your business. These risks shouldn’t be taken lightly, as water damage is among the most costly types of weather-related damage to clean up and repair. READ MORE >>

A disaster can happen to your small business at any time. Can your company survive until you’re back on your feet? A business interruption policy could be the difference between a big comeback and a permanent shut down.  It’s the day you thought would never come. READ MORE >>

Slip and falls represent a huge liability for business owners. Outdoor surfaces, such as parking lots, sidewalks and walkways, are one of the leading areas for slip and fall accidents. These areas become increasingly more hazardous in the winter with the accumulation of snow and ice. READ MORE >>

The holiday season has come to an end and employees have returned to work, but are they still in vacation mode? For many, the act of packing away holiday decorations and saying farewell to loved ones triggers feelings of lethargy and anxiety, making it hard to jump back into our daily routines. READ MORE >>

The holiday season can be a tough one for businesses, especially when it comes to maintaining employee engagement. With plenty of distractions to contend against, leaders and managers need to step it up to maintain productivity and motivate staff throughout the holidays. READ MORE >>

Employment Practices Liability (EPL) is an affordable way for business owners to help protect themselves against claims brought by employees alleging discrimination, wrongful termination or harassment, including sexual harassment. READ MORE >>

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