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Sparks Insurance, Inc. Blog: automobile insurance

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  Because they present more of a risk, auto insurance rates are generally higher for teenage drivers. However, there are some ways you can both protect yourself financially and lower the cost of insuring your teen by doing the following:   Understand the Risk READ MORE >>

An average of 75 people have died in the U.S. from flash floods each year from 2004-2013, according to the National Weather Service. That's more than double the average death toll from lightning. Percent of flood-related deaths by situation from 1995-2010, excluding Hurricane Katrina flood deaths. READ MORE >>

  Flash flooding is among the most dangerous roadway hazards a driver can face. However, with the right knowledge, you can keep your car, your family and yourself safe even when one of these events comes to pass.  Knowledge is power READ MORE >>

The heat of summer can make this otherwise beautiful season downright unpleasant. For drivers who don't enjoy intense heat, getting into a car that has been parked in hot weather can feel like being roasted alive. Stay cool and get more out of your summer by using these tips to keep your car cooler when parked: READ MORE >>

When you think about the costs of owning a car, what do you think of - the gas, maintenance or maybe insurance?  Actually, depreciation is often one of the larger expenses of car ownership. According to U.S. News & World Report, new vehicles lose value at an average decline of 15-25 percent each year during the first five years. READ MORE >>

Long daylight hours and better driving conditions may lull drivers into a false sense of safety during summer months­­­­, according to a new survey conducted by Michelin for National Tire Safety Week (May 28‒June 3). READ MORE >>

Guides for winterizing your car pop up like clockwork every fall, but no one ever talks about summer preparation. Thinking about some sun-drenched driving? Here's how to make sure you're ready. 1. Get Busy With Your Tires Tires are the single most important part of your car. READ MORE >>

Every season poses its unique problems and inconveniences. Fall delivers leaves and debris; winter brings snow and ice; and summer carries heat and humidity. One of the peskiest seasons for car owners is spring, which coats your car with tree pollen. READ MORE >>

You have a new teen driver, now what do you do? ERIE requires new teen drivers to be added to a parent or guardian’s auto policy or take out their own policy once they get their license. If your teen driver only has a learner’s permit, he or she is automatically covered under your policy—so no need to touch base with your ERIE Agent just yet. READ MORE >>

As a child, we looked to the day when we would get our first car. We obsessed with which 4 wheels we were going to ride around in and look cool.  It wasn't about "getting from point A to point B," helping out and getting milk and eggs on the way home from school, taking brother Joe or sister Sue to practice, or (AAAAKKKKKKK! READ MORE >>

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