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Sparks Insurance, Inc. Blog: auto insurance

View the latest blog posts from Sparks Insurance, Inc..

When an uninsured driver is at fault in an accident, insured drivers, or their insurance companies, are often left to pay for the resulting physical damage and health costs. As in cases with an underinsured driver, these individuals may not have high enough limits on his or her policy to cover all costs of damage caused. READ MORE >>

When it came to company vehicles and employee drivers, Green Landscaping Co. (a pseudonym) did a lot of things right. The vehicles were maintained on a set schedule, their employees were all subject to biennial motor vehicle record reviews and every truck was outfitted with a telematics device that reports the vehicle’s location and speed. READ MORE >>

Autumn is fraught with driving hazards, so know the risks and prepare Fall driving can be unpredictable because of weather changes, the end of daylight saving time and the start of school. These guidelines can help keep you, and others, safe while on the road. READ MORE >>

An average of 75 people have died in the U.S. from flash floods each year from 2004-2013, according to the National Weather Service. That's more than double the average death toll from lightning. Percent of flood-related deaths by situation from 1995-2010, excluding Hurricane Katrina flood deaths. READ MORE >>

  Flash flooding is among the most dangerous roadway hazards a driver can face. However, with the right knowledge, you can keep your car, your family and yourself safe even when one of these events comes to pass.  Knowledge is power READ MORE >>

For many decades, having a job meant being an employee of a company—often for life. Today, it’s a different story. That’s because many people are a part of the so-called gig economy of independent consultants who often move from one job to the next. READ MORE >>

The heat of summer can make this otherwise beautiful season downright unpleasant. For drivers who don't enjoy intense heat, getting into a car that has been parked in hot weather can feel like being roasted alive. Stay cool and get more out of your summer by using these tips to keep your car cooler when parked: READ MORE >>

Criminals don't take a summer break One of the best ways to save on Auto and Homeowners' insurance is to stay claims-free. Securing your vehicle and house will help prevent theft, save you money along with the hassle of dealing with unexpected property losses this summer. READ MORE >>

When you think about the costs of owning a car, what do you think of - the gas, maintenance or maybe insurance?  Actually, depreciation is often one of the larger expenses of car ownership. According to U.S. News & World Report, new vehicles lose value at an average decline of 15-25 percent each year during the first five years. READ MORE >>

Guides for winterizing your car pop up like clockwork every fall, but no one ever talks about summer preparation. Thinking about some sun-drenched driving? Here's how to make sure you're ready. 1. Get Busy With Your Tires Tires are the single most important part of your car. READ MORE >>

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