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Sparks Insurance, Inc. Blog: auto insurance

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With spring and summer approaching, parents will convene with friends and family to decide on the kids’ activities. Summer camp, baseball, soccer, swimming lessons and many other opportunities will arise, and they all have one thing in common: someone needs to drive the children there and pick them up! READ MORE >>

Of the more than 172,000 people killed in car crashes over the past five years, one in 10 were in crashes where at least one of the drivers involved was distracted. These statistics come from data analyzed by Erie Insurance housed in the Fatality Analysis Reporting System, a nationwide census o... READ MORE >>

Consider yourself lucky — or perhaps overdue — if you’re an adult who has never been in a car accident. Consider that in 2015 alone, more than 2.4 million people were injured and nearly 35,000 people died in 6.2 million crashes nationwide, according to the National Highway Traffic Safety Administration. READ MORE >>

Despite the legal requirements in 49 states, many drivers in the U.S. remain uninsured. Don't risk your financial health—make sure you're insured, and learn how to protect yourself in the event of an accident with an uninsured motorist. Uninsured motorists are relatively common READ MORE >>

When an uninsured driver is at fault in an accident, insured drivers, or their insurance companies, are often left to pay for the resulting physical damage and health costs. As in cases with an underinsured driver, these individuals may not have high enough limits on his or her policy to cover all costs of damage caused. READ MORE >>

When it came to company vehicles and employee drivers, Green Landscaping Co. (a pseudonym) did a lot of things right. The vehicles were maintained on a set schedule, their employees were all subject to biennial motor vehicle record reviews and every truck was outfitted with a telematics device that reports the vehicle’s location and speed. READ MORE >>

Autumn is fraught with driving hazards, so know the risks and prepare Fall driving can be unpredictable because of weather changes, the end of daylight saving time and the start of school. These guidelines can help keep you, and others, safe while on the road. READ MORE >>

An average of 75 people have died in the U.S. from flash floods each year from 2004-2013, according to the National Weather Service. That's more than double the average death toll from lightning. Percent of flood-related deaths by situation from 1995-2010, excluding Hurricane Katrina flood deaths. READ MORE >>

  Flash flooding is among the most dangerous roadway hazards a driver can face. However, with the right knowledge, you can keep your car, your family and yourself safe even when one of these events comes to pass.  Knowledge is power READ MORE >>

For many decades, having a job meant being an employee of a company—often for life. Today, it’s a different story. That’s because many people are a part of the so-called gig economy of independent consultants who often move from one job to the next. READ MORE >>

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