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Sparks Insurance, Inc. Blog: auto insurance

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Business auto insurance coverage can differ depending on the wording in the specific policy. However, there are traits common across most business auto insurance policies that every company should know about. Named Insured, Permissive Use and Covered Auto A business auto policy is typically written in the name of the business entity (e. READ MORE >>

The Fourth of July and spectacular fireworks displays go hand-in-hand. From 1776 until the present day, July 4th has been celebrated as the birth of American independence, with typical festivities ranging from fireworks, parades and concerts to more casual family gatherings and barbecues. READ MORE >>

Every year fireworks cause serious injuries and substantial property damage. According to the National Fire Protection Association (NFPA), fireworks start an average of 18,500 fires annually, including 1,300 structure fires, 300 vehicle fires, and 16,900 outside and other fires. READ MORE >>

Out of Memorial Day, Independence Day and Labor Day, July Fourth is the most dangerous for auto accidents, according to personal insurance auto claim data from 2012 to 2016 from Travelers Cos. The data reveals there are 7% more auto accident claims over Fourth of July and the three days leading up to it, as compared to Memorial Day and Labor Day weekends. READ MORE >>

As much as we love July 4th celebrations, our pets have a very different reaction. Communities across the United States large and small celebrate Independence Day with festivals, parades and fireworks displays as well as gatherings of family and friends. Although most people greet the festivities gladly, the story isn’t the same for pets. READ MORE >>

Mobile phone usage—calling, reading and sending messages—distracts drivers in both personal and commercial vehicles. The hazards of such behavior in commercial vehicles are extreme due to the amount of time on the road, the distance traveled, the gross vehicle weight, and the type of cargo being transported. READ MORE >>

With spring and summer approaching, parents will convene with friends and family to decide on the kids’ activities. Summer camp, baseball, soccer, swimming lessons and many other opportunities will arise, and they all have one thing in common: someone needs to drive the children there and pick them up! READ MORE >>

Of the more than 172,000 people killed in car crashes over the past five years, one in 10 were in crashes where at least one of the drivers involved was distracted. These statistics come from data analyzed by Erie Insurance housed in the Fatality Analysis Reporting System, a nationwide census o... READ MORE >>

Consider yourself lucky — or perhaps overdue — if you’re an adult who has never been in a car accident. Consider that in 2015 alone, more than 2.4 million people were injured and nearly 35,000 people died in 6.2 million crashes nationwide, according to the National Highway Traffic Safety Administration. READ MORE >>

Despite the legal requirements in 49 states, many drivers in the U.S. remain uninsured. Don't risk your financial health—make sure you're insured, and learn how to protect yourself in the event of an accident with an uninsured motorist. Uninsured motorists are relatively common READ MORE >>

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