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Sparks Insurance, Inc. Blog: auto insurance

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After a car accident, paying the deductible part of the repair bill is often painful. Writing it off on your taxes can reduce at least a little of the pain. Federal tax law does allow you to take a deduction for the accidental damage or theft of your car. Given the limits on the write-off, though, you may not have much success claiming it. READ MORE >>

When you have an insurance claim, the last thing you want to discover is that you didn't buy the right coverage. While it's easy to point the finger at agents, coverage gaps could be a two-way street. Sometimes friends and family members offer bad advice, including tenuous, illogical and even illegal strategies, hoping to save you a few bucks. READ MORE >>

The role of cell phones in our society faces greater scrutiny in recent years, particularly when it comes to the world of driving. Distracted driving can happen in a number of ways, but smartphones are often behind a case of distracted driving more often than not. READ MORE >>

Thinking about shopping for a new car? Then you’ll want to check out what vehicles are considered the safest to buy. From small cars and sedans to SUVs and large luxury vehicles, you’ll find 62 of the 2018 models deemed safe by the Insurance Institute for Highway Safety (IIHS). READ MORE >>

Making the decision on what coverages to carry for your automobile can be daunting. That is why taking a long look at potential situations and how they can impact you financially is key to determining what you coverages you need. Your Sparks Insurance agent can talk you through the following scenarios to help you in this process. READ MORE >>

Whether it’s following a regular maintenance plan or making sure you’re prepared for an emergency, we’ve pulled together five driving and car maintenance resolutions for the New Year. Procrastinating on regular maintenance. If you skimp on basic maintenance, your car can eventually quit or malfunction. READ MORE >>

Here's a New Year's resolution that might save you thousands of dollars: Review your homeowner's, auto and life insurance policies. Insurance isn't necessarily the most scintillating topic for consumers, yet it's essential to your financial well being. You and your family are at risk big time if you don't have sufficient coverage. READ MORE >>

Hello, it’s me—the faithful friend who ferries you all over town. I know your holiday shopping list is a mile long, but I’m wondering if you could squeeze in a few extras for me? After all, what your car needs in winter is also what you need. READ MORE >>

Autumn is fraught with driving hazards, so know the risks and prepare Fall driving can be unpredictable because of weather changes, the end of daylight saving time and the start of school. These guidelines can help keep you, and others, safe while on the road. READ MORE >>

An average of 75 people have died in the U.S. from flash floods each year from 2004-2013, according to the National Weather Service. That's more than double the average death toll from lightning. Percent of flood-related deaths by situation from 1995-2010, excluding Hurricane Katrina flood deaths. READ MORE >>

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