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Sparks Insurance, Inc. Blog: 6_2018

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The Fourth of July and spectacular fireworks displays go hand-in-hand. From 1776 until the present day, July 4th has been celebrated as the birth of American independence, with typical festivities ranging from fireworks, parades and concerts to more casual family gatherings and barbecues. READ MORE >>

Every year fireworks cause serious injuries and substantial property damage. According to the National Fire Protection Association (NFPA), fireworks start an average of 18,500 fires annually, including 1,300 structure fires, 300 vehicle fires, and 16,900 outside and other fires. READ MORE >>

Out of Memorial Day, Independence Day and Labor Day, July Fourth is the most dangerous for auto accidents, according to personal insurance auto claim data from 2012 to 2016 from Travelers Cos. The data reveals there are 7% more auto accident claims over Fourth of July and the three days leading up to it, as compared to Memorial Day and Labor Day weekends. READ MORE >>

As much as we love July 4th celebrations, our pets have a very different reaction. Communities across the United States large and small celebrate Independence Day with festivals, parades and fireworks displays as well as gatherings of family and friends. Although most people greet the festivities gladly, the story isn’t the same for pets. READ MORE >>

If your company has business property in a storage unit, you should know how your commercial insurance will apply if that property is damaged. First, some good news: many commercial property insurance policies cover items damaged while in storage. READ MORE >>

As summer settles in, intense thunderstorms and windstorms may cause extensive damage and economic loss to businesses. For much of the nation, summer also means hurricane season. Business owners should make preparations to protect employees, property and business income from potential harm caused by summer storms. READ MORE >>

Mobile phone usage—calling, reading and sending messages—distracts drivers in both personal and commercial vehicles. The hazards of such behavior in commercial vehicles are extreme due to the amount of time on the road, the distance traveled, the gross vehicle weight, and the type of cargo being transported. READ MORE >>

Although long-term care insurance can be used by people of any age, it is always a very valuable addition to a retirement portfolio. Long-term care insurance (LTC coverage) can protect your retirement savings from being consumed should you have a qualifying event that requires paid long-term care services at home or in a medical- or assisted-care facility. READ MORE >>

As summer takes hold, employers must be prepared to assist workers in avoiding accidents and illnesses caused by heat stress. According to the National Institute for Occupational Safety and Health (NIOSH), heat stress affects both outdoor and indoor workers exposed to hot environments. READ MORE >>

As the Federal Aviation Administration continues efforts to streamline regulations for commercial drone use, economists predict explosive growth in many other industries. PricewaterhouseCoopers says drones will soon have a multibillion-dollar impact on the following industries: READ MORE >>

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