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Sparks Insurance, Inc. Blog: 3_2017

View the latest blog posts from Sparks Insurance, Inc..

Mother Nature's forces of wind, water and hail account for more than half of all homeowners insurance losses. Standard homeowners and renters policies cover the damage wreaked by wind, hail, falling water or wind-driven rain, but not from rising water from any source, including a sewer or drain backup or sump-pump failure. READ MORE >>

Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if your neighbor’s tree falls in your yard, your homeowners insurance would typically help cover the cost of removing the tree and remedying the damage it caused, after your deductible. READ MORE >>

  For decades, Americans have had a love affair with their cars – from the sweet 1950’s Ford Thunderbird to the slick Corvette of the ‘80s. There’s just something about being behind the wheel–it’s that free feeling you get on the open road. READ MORE >>

Many consumers put off preparing and filing their tax returns until the final moments in mid-April, while seemingly only a few will file as soon as possible. Yet it probably makes sense for many to file early, rather than at the last minute. READ MORE >>

An interesting take on Pi, everyone's favorite irrational number.  But do you exhibit the following"irrational behavior"?   Enjoy the following infographic from Insurance Information Institute!!!! READ MORE >>

Basic Homeowners Insurance Does Not Cover Floods: Evaluate your need for flood insurance now. According to the National Flood Insurance Program (NFIP), all 50 states have experienced floods or flash floods in the past five years. READ MORE >>

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