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Sparks Insurance, Inc. Blog

View the latest blog posts from Sparks Insurance, Inc..

Whether you’re the lessor (the building owner) or the lessee (the business renting the property), commercial leases and their insurance provisions and requirements need special attention. Before signing a commercial lease agreement and buying insurance, be sure to get answers to four big questions: READ MORE >>

We certainly think pollution insurance is “a must” for refineries and any business with emissions; however, pollution liability isn’t just assigned to these industries anymore. It’s steadily creeping into nearly every type of construction, installation and product man... READ MORE >>

Internet-controlled tools, equipment, furniture and electronics are becoming the new norm for businesses looking for ways to increase productivity. Often referred to as the internet of things (IoT), this new level of connectivity can also prove dangerous to business owners who rely on constant connectivity to function. READ MORE >>

Life insurance provides an important safety net for many families. If you are young, raising a family, and going about your life, you may not think about this type of coverage. However, what if something were to happen to you? Life insurance coverage could help to provide your loved ones with the support they need to carry on with their day to day lives. READ MORE >>

Looking to buy life insurance for the first time? If so, you're probably asking yourself questions, such as "How much do I need?," "What kind of policy is best?," and "Which company should I buy from?" There's no question that buying life insurance for the first time, like any other new experience, can be more than a bit daunting. READ MORE >>

For many of us, an official "Love Your Pet Day" might seem a little unnecessary. We love our pets every day! But every year on February 20th, Love Your Pet Day serves as a little reminder to give our beloved pets some special attention. Here are a few fun ways to celebrate Love Your Pet Day this year. READ MORE >>

After a car accident, paying the deductible part of the repair bill is often painful. Writing it off on your taxes can reduce at least a little of the pain. Federal tax law does allow you to take a deduction for the accidental damage or theft of your car. Given the limits on the write-off, though, you may not have much success claiming it. READ MORE >>

Kids are restless here in the heart of winter. Count down the minutes until the spring thaw arrives and try these fun things for families to do together in February. Enjoy Winter Activities Together Kids are playing indoors more these days. Keep them busy without video games. READ MORE >>

There is nothing more romantic than a marriage proposal on Valentine’s Day but your first step after receiving a valuable engagement ring—well, maybe your second after saying yes!—should be a practical one: call your insurance professional. READ MORE >>

When you have an insurance claim, the last thing you want to discover is that you didn't buy the right coverage. While it's easy to point the finger at agents, coverage gaps could be a two-way street. Sometimes friends and family members offer bad advice, including tenuous, illogical and even illegal strategies, hoping to save you a few bucks. READ MORE >>

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