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Sparks Insurance, Inc. Blog

View the latest blog posts from Sparks Insurance, Inc..

  “If my home is damaged by a summer storm, will my insurance cover repairs?” Where water-related damage is concerned, the answer depends on whether the water came from above or below. In general, if the damage was caused by wind-driven rain that came in through your roof, windows or doors, your insurance will cover the cost of repairs. READ MORE >>

The heat of summer can make this otherwise beautiful season downright unpleasant. For drivers who don't enjoy intense heat, getting into a car that has been parked in hot weather can feel like being roasted alive. Stay cool and get more out of your summer by using these tips to keep your car cooler when parked: READ MORE >>

Summer is a great time for being active. Even if you live where it gets hot or humid, there are ways you can stay in shape year-round. But make sure to take precautions when you are active outside. Be safe in the heat If the temperature is lower than 80°F (27°C), you usually can be active outside without taking extra precautions. READ MORE >>

Criminals don't take a summer break One of the best ways to save on Auto and Homeowners' insurance is to stay claims-free. Securing your vehicle and house will help prevent theft, save you money along with the hassle of dealing with unexpected property losses this summer. READ MORE >>

  The Electric Utility Disclaimer When it comes to power quality, most homeowners assume that the electric utility is providing clean, conditioned power for all of the hard-wired appliances and portable devices plugged into their receptacles. READ MORE >>

Now that we are in the prime gardening and landscaping season, you have probably started mowing more frequently, the bushes have begun to fill in, and have made some new additions to your landscape or tools. As you primp and prune, you’ll also want to consider how to protect your lawn equipment from theft. READ MORE >>

When you think about the costs of owning a car, what do you think of - the gas, maintenance or maybe insurance?  Actually, depreciation is often one of the larger expenses of car ownership. According to U.S. News & World Report, new vehicles lose value at an average decline of 15-25 percent each year during the first five years. READ MORE >>

Long daylight hours and better driving conditions may lull drivers into a false sense of safety during summer months­­­­, according to a new survey conducted by Michelin for National Tire Safety Week (May 28‒June 3). READ MORE >>

From 2009-2014, 66 percent of playground equipment accidents occurred at home. Now that springtime is here, playground season is in full swing. Are the kids in the backyard and at the local playground safe? The U.S. READ MORE >>

Recent reports show that despite big advancements in safety, there’s been a surprising uptick in auto fatalities. Now, another report from the Governors Highway Safety Association (GHSA) shows that pedestrian fatalities are also on the rise. READ MORE >>

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