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Sparks Insurance, Inc. Blog

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  Flash flooding is among the most dangerous roadway hazards a driver can face. However, with the right knowledge, you can keep your car, your family and yourself safe even when one of these events comes to pass.  Knowledge is power READ MORE >>

An average of 75 people have died in the U.S. from flash floods each year from 2004-2013, according to the National Weather Service. That's more than double the average death toll from lightning. Percent of flood-related deaths by situation from 1995-2010, excluding Hurricane Katrina flood deaths. READ MORE >>

  The better data you have on your air conditioning’s performance, the better you’ll be able to spot problems and extend your equipment’s useful life. You can find complimentary air conditioning logs here, which can help you track operating characteristics and alert you to trouble down the road. READ MORE >>

For many decades, having a job meant being an employee of a company—often for life. Today, it’s a different story. That’s because many people are a part of the so-called gig economy of independent consultants who often move from one job to the next. READ MORE >>

After a close call in my apartment–who knew olive oil is bad for high-heat cooking? – it dawned on me that I had never used a fire extinguisher. I’m no fire chief, but learning on the fly while your smoke detector is blaring seems like the wrong time to figure that out. READ MORE >>

  Everyone knows the saying about the grass being greener on the other side. If you don’t take care of your lawn mower, the grass will be shorter on the other side, too. Lawn mowers are a considerable investment, and the Outdoor Power Equipment Institute says they are typically replaced every six years. READ MORE >>

  Planning on sprucing up your home this spring? If so, you probably already have a list of annual projects. But there are many others that fly under the radar. Paul Sullivan, founder of a full-service remodeling company and the chairman of the National Association of Home Builders Remodelers, suggests you tackle these overlooked home projects. READ MORE >>

Pests in the home can turn into a major headache for homeowners. Not only are they a nuisance, gnawing rodents and chewing termites can eventually cause real damage to the structure of your home. Unfortunately, when this damage happens, it’s usually not covered by your homeowners insurance policy. READ MORE >>

  The summer is ripe for fun, but as the saying goes, it’s all fun and games until someone gets hurt. Make sure your business is prepared to combat these five big summertime risks, as told by the experts. 1. Heat-Related Illness READ MORE >>

  “If my home is damaged by a summer storm, will my insurance cover repairs?” Where water-related damage is concerned, the answer depends on whether the water came from above or below. In general, if the damage was caused by wind-driven rain that came in through your roof, windows or doors, your insurance will cover the cost of repairs. READ MORE >>

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