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Sparks Insurance, Inc. Blog Page 12

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Whether it’s following a regular maintenance plan or making sure you’re prepared for an emergency, we’ve pulled together five driving and car maintenance resolutions for the New Year. Procrastinating on regular maintenance. If you skimp on basic maintenance, your car can eventually quit or malfunction. READ MORE >>

Here's a New Year's resolution that might save you thousands of dollars: Review your homeowner's, auto and life insurance policies. Insurance isn't necessarily the most scintillating topic for consumers, yet it's essential to your financial well being. You and your family are at risk big time if you don't have sufficient coverage. READ MORE >>

Snow season is upon us and it’s time to dust off the snow blowers once again. Each year, thousands of people suffer serious injuries to their hands, fingers, and backs due to the improper handling of snowblowers. Injuries typically occur when the snow is heavy, wet or has accumulated several inches. READ MORE >>

In the world of workers compensation, the subject of employee vs. self-employed independent contractor is complex. Employers are not required to provide workers compensation coverage for independent contractors. Likewise, employers are not responsible for payroll taxes and other legal obligations that are necessary for employees. READ MORE >>

The holidays are an exciting time of year full of get togethers, gifts and delicious food. While we’re focused on a season full of parties and fun times, a pet might think differently. Extra noise and visitors can leave pets feeling stressed. READ MORE >>

Sexual harassment scandals loom large among the events that shaped 2017. Fueled by revelations that longtime movie producer and studio executive Harvey Weinstein forced himself on dozens of women — including such A-list celebs as Salma Hayek, Gwyneth Paltrow, Ashley Judd and Angelina... READ MORE >>

As last-minute holiday shopping ramps up, the Boston-based nonprofit World Against Toys Causing Harm, Inc. (W.A.T.C.H.) has released its annual list of the 10 worst toys of 2017, informing shoppers of this year’s most potentially hazardous toys. W.A.T.C.H. READ MORE >>

Winter can be a risk to the continuity of business operations. Small business owners should be ensuring that their assets and operations are protected against the elements of the season. A strong handle on risk management can help to maintain stability during this season. READ MORE >>

What are the real reasons holding you back from getting life insurance? Are you like the majority of Americans who don't have it, but say that they know they need it? A study by the financial and insurance organization LIMRA shows that 6 in 10 Americans have life insurance—yet 30 percent of them feel they need more. READ MORE >>

Perhaps you’re finally earning enough to leave your family’s home and get your own place. Or maybe you’re tired of roommates or recently uncoupled with your partner. In any case, you’re a part of the rising demographic of people living by themselves with no partner, no kids and no roommate. READ MORE >>

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