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Sparks Insurance, Inc. Blog

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The idea of having your income garnished owing to an outstanding debt is a frightening prospect. However, you shouldn't have anything to worry about when it comes to home insurance payouts resulting from a claim. How Garnishment Works Garnishment typically only applies to regular income, such as your paycheck from work. READ MORE >>

While getting denied life insurance is a little uncommon, it happens more often than you might think. Nobody likes getting denied, especially when it comes to losing out on potential financial protection. Still, it tends to happen for the following reasons. Reason One: Diabetes READ MORE >>

Today’s business owners, start-up gurus and budding entrepreneurs love learning the ins and outs of business insurance. Between policy shopping tips, finding package policies and working on loss prevention, it seems there are a ton of money-saving approaches to policy planning. So, what about taxes? READ MORE >>

A speeding ticket can be a costly fine. It also can impact your auto insurance rates. In most cases, your auto insurance provider will know that you were speeding. In some cases, it may not cause any real difference in your insurance rates. In others, it can because it is a form of reckless driving. READ MORE >>

You may know that your home’s taxes and mortgage interest are often a tax deduction. What about home insurance, then? Though you may think it is a deduction, in most cases it is not. As you consider this, then, think about a few ways that your home insurance is actually able to save you money. READ MORE >>

If you are thinking about life insurance, you may know a component of the process is a medical exam. It looks at a variety of factors to determine how healthy you are. It can seem intrusive. However, the company conducting the medical exams should protect your privacy throughout the process. READ MORE >>

Economic downturn, recession, slow season. Whatever happens to be the term assigned to a lagging economy, there are things you can do to protect your business. Here are five tips to do today to help you prepare: Plan for the good times, and the bad.   READ MORE >>

The feeling of retirement is like no other. Now that you don’t have to commute to work, it may be time to consider adjusting your auto insurance. Your policy should reflect the way you drive on a daily basis. During retirement, that may mean different habits to take into consideration. READ MORE >>

It is not uncommon for mechanical car assets to wear down. Over time, the weather, the grinding on surfaces, and the use of some items cause them to function less. Wear and tear, as many call it, can be an important factor to understand. With most types of auto insurance, you do not have coverage for items that suffer wear and tear. READ MORE >>

Individual life insurance can be one of the best investments for many men and women. It provides you with a policy designed for you. By comparison, group life provides coverage for a larger group of people. It offers less customization and may not meet all of your needs, however. Which type of coverage is right for you? READ MORE >>

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