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Sparks Insurance, Inc. Blog

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You may know that your home’s taxes and mortgage interest are often a tax deduction. What about home insurance, then? Though you may think it is a deduction, in most cases it is not. As you consider this, then, think about a few ways that your home insurance is actually able to save you money. READ MORE >>

If you are thinking about life insurance, you may know a component of the process is a medical exam. It looks at a variety of factors to determine how healthy you are. It can seem intrusive. However, the company conducting the medical exams should protect your privacy throughout the process. READ MORE >>

Economic downturn, recession, slow season. Whatever happens to be the term assigned to a lagging economy, there are things you can do to protect your business. Here are five tips to do today to help you prepare: Plan for the good times, and the bad.   READ MORE >>

The feeling of retirement is like no other. Now that you don’t have to commute to work, it may be time to consider adjusting your auto insurance. Your policy should reflect the way you drive on a daily basis. During retirement, that may mean different habits to take into consideration. READ MORE >>

It is not uncommon for mechanical car assets to wear down. Over time, the weather, the grinding on surfaces, and the use of some items cause them to function less. Wear and tear, as many call it, can be an important factor to understand. With most types of auto insurance, you do not have coverage for items that suffer wear and tear. READ MORE >>

Individual life insurance can be one of the best investments for many men and women. It provides you with a policy designed for you. By comparison, group life provides coverage for a larger group of people. It offers less customization and may not meet all of your needs, however. Which type of coverage is right for you? READ MORE >>

The major systems in your home can be expensive to repair or replace. Getting some help from your home insurance sounds like a good idea. The problem is, it is rarely possible. Your property coverage only protects you from damages you cannot prevent and that are accidental. READ MORE >>

Employees can fall and suffer injuries for many reasons. When those injuries occur during the normal course of business or on your property, you may be responsible. Workers' compensation insurance can help. Yet, your goal is to reduce those risks. Taking a few simple steps can help limit the number of injuries at your office. READ MORE >>

Many people find themselves with a vehicle they value but do not use. It could be a classic car. It may be a vehicle you do not use during the winter months. No matter the use, proper storage matters. For those storing it in a garage, understanding coverage limitations is important. READ MORE >>

You may know the importance of obtaining auto insurance once your new driver in your family receives his or her license. But, what about from now until then? The good news is the process of obtaining auto insurance for your new driver is not complex. There are a few key things to know before you choose to invest in a new policy. READ MORE >>

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