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Sparks Insurance, Inc. Blog

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As summer settles in, intense thunderstorms and windstorms may cause extensive damage and economic loss to businesses. For much of the nation, summer also means hurricane season. Business owners should make preparations to protect employees, property and business income from potential harm caused by summer storms. READ MORE >>

Mobile phone usage—calling, reading and sending messages—distracts drivers in both personal and commercial vehicles. The hazards of such behavior in commercial vehicles are extreme due to the amount of time on the road, the distance traveled, the gross vehicle weight, and the type of cargo being transported. READ MORE >>

Although long-term care insurance can be used by people of any age, it is always a very valuable addition to a retirement portfolio. Long-term care insurance (LTC coverage) can protect your retirement savings from being consumed should you have a qualifying event that requires paid long-term care services at home or in a medical- or assisted-care facility. READ MORE >>

As summer takes hold, employers must be prepared to assist workers in avoiding accidents and illnesses caused by heat stress. According to the National Institute for Occupational Safety and Health (NIOSH), heat stress affects both outdoor and indoor workers exposed to hot environments. READ MORE >>

As the Federal Aviation Administration continues efforts to streamline regulations for commercial drone use, economists predict explosive growth in many other industries. PricewaterhouseCoopers says drones will soon have a multibillion-dollar impact on the following industries: READ MORE >>

Insurance isn’t a gamble. It's something you must take seriously. Before you buy a policy, make sure you’re covering all of your bases.  Insurance mistakes cost you money. So, don’t take a gamble. Grow your business. And before you buy intricate policy add-ons, make sure you’re not putting your eggs in the wrong basket. READ MORE >>

While it's easy to get distracted by the fun in the sun, there are plenty of risks you should consider first. Across the country, many individuals are setting plans in place for the arrival of summer. From cross-country road trips to surfing at the local beach, the summer likely means more travel and outdoor expeditions. READ MORE >>

Searching for the right gift for your husband this Father’s Day? Forget the expensive silk tie, do-it-all DIY tool or the latest high-tech  electronics and get your hubby something he really needs: additional life insurance. Perhaps your husband, like most men, carries some life insurance. READ MORE >>

Some seasonal businesses heat up during the summertime, but most businesses see a major slow-down during the summer months. Clients and customers take vacations, and new projects and purchases are usually delayed until after the vacation season dies down. However, this downtime isn’t necessarily a bad thing. READ MORE >>

Whether you have a luxury in-ground pool, or plan to blow up an inflatable kiddie pool, it is important to consider the safety implications.  There are an estimated 7.4 million swimming pools and five million hot tubs in residential or public use in the United States, according to the Centers for Disease Control and Prevention (CDC). READ MORE >>

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