Sparks Insurance, Inc.

Introduction.
We take your right to privacy seriously and want you to feel comfortable using our web site. This Privacy Policy deals with personally identifiable information (referred to as “Data” below) that may be collected by us on our site. This Policy does not apply to other entities that we do not own or control or persons that are not our employees, agents or within our control. Please take time to read our Terms of Use.

1. Collection of Data.
Our process requires a significant amount of information collection in order that we may appropriately serve you. Required fields are indicated. Providing us with other information is at your option. Please take note that your name, e-mail address, or other submissions that you make on this site may contain your real name or other personally identifiable information. Like many web sites, we may also automatically receive general information that is contained in our server log files such as your IP address and cookie information. Information about how advertising may be served on this site (if at all) is set forth below.

2. Use of Data.
We may use Data to customize and improve your user experience on this site. We will make efforts so that your Data will not be provided to third parties unless (i) provided for otherwise in this Privacy Policy; (ii) we obtain your consent, such as when you choose to opt-in or opt-out to the sharing of Data; (iii) a service provided on our site requires the interaction with or is provided by a third party, by way of example an Application Service Provider; (iv) pursuant to legal process or law enforcement; (v) we find that your use of this site violates our this Policy, Terms of Service, other usage guidelines or as deemed reasonably necessary by us to protect our legal rights and/or property; (vi) or (vi) this site is purchased by a third party whereby that third party will be able to use the Data in the same manner as we can as set forth in this Policy. In the event you choose to use links that appear on our site to visit other web sites, you are advised to read the privacy policies that appear on those sites.

3. Cookies.
Like many web sites, we set and use cookies to enhance your user experience, such as retaining your personal settings. Advertisements may appear on our web site and, if so, may set and access cookies on your computer and is subject to the privacy policy of those parties providing the advertisement. If advertising is present on our site, the companies serving the advertising do not have access to our cookies. These companies usually use non-personally identifiable or anonymous codes to obtain information about your visits to our site.

4. Children.
We do not allow persons who are ages eighteen or younger to submit information to this site. For more information, please contact our webmaster.

5. Editing or Deleting Your Account Information.
You may request deletion of your e-mail address by contacting our webmaster. Other data that you may have provided to us will continue to remain within our files at our discretion even though your e-mail is deleted. Please see our Terms of Use for more information.

6. Changes to this Privacy Policy.
We may make changes to this Policy from time to time. We will notify you of substantial changes to this Policy either by posting a prominent announcement on our site and/or by sending a message to the e-mail address you have provided to us that is contained within your user settings.

7. No guarantees.
While this Privacy Policy states our standards for maintenance of Data and we will make efforts to meet them, we are not in a position to guarantee these standards. There may be factors beyond our control that may result in disclosure of data. As a consequence, we disclaim any warranties or representations relating to maintenance or nondisclosure of Data.

8. Contact Information.
If you have any questions about this Policy or our web site, please feel free to contact us.

Further notice….

OUR COMMITMENT TO PROTECTING YOUR PRIVACY

 

Sparks Insurance, Inc. has had a long-standing commitment to protecting your privacy.  As you are probably aware, laws require that we notify you of our privacy policy regarding the protection of the “nonpublic” personal information we collect as part of the process of obtaining and maintaining your insurance coverage.  We want you to know that we respect the confidentiality of your personal information.  The information you provided, or which we obtain when servicing your insurance coverage, is treated sensitively and held securely in our hands.  We are providing you this notice in accordance with current laws, but more importantly, because we want you to know we always valued your privacy.

 

Information we collect:  Nonpublic personal information is any information we obtain about you in the course of obtaining insurance or providing you with any of our services in connection with your insurance coverage.  The nonpublic personal information we obtain could include but is not limited to your Social Security #, medical history, employment history, driver record, credit history, income information, and other information on insurance applications.

 

Nonpublic information may be obtained from several sources including, but not limited to:

• Your application, Claim forms, or other forms you complete as part of insurance transactions or services
• Normal procedures involved in processing of a claim
• Other sources such as credit bureaus, your employer, motor vehicle record reporting agencies, realtors and vehicle dealers.

 

Our Privacy & Security Procedures:  Sparks Insurance, Inc. put privacy and security measures in place long before we were required to by federal or state laws.  We enforce strict control over your nonpublic personal information and limit access to those involved in administering your insurance coverage or otherwise providing service related to your coverage.  We have put in place and continually evaluate procedures and contractual safeguards to secure the confidentiality of information, including physical safeguards.  In addition, we use encrypted outgoing email’s containing personal identifiable information.  We will maintain this commitment of privacy protection even if you are no longer a customer of Sparks Insurance, and we require all employees to adhere to Sparks Insurance, Inc.’s Confidentiality and Privacy policies.

 

How Do We Disclose Information:  The information we collect as described above is used to make coverage, service, benefit, and other insurance related decisions.  This information is sometimes shared, as permitted by law, with third parties in order to carry out daily business functions:  review, process, or service your coverage; or in connection with product offerings that offer opportunities to improve our customer’s financial security.  We do not share your or your employees’ personal information with non-affiliated third parties other than to carry out the daily business functions mentioned above.

 

Maintaining Accurate Information: We strive to maintain complete, accurate and current information on our customers.  If you believe any information in your customer records with us is insufficient, inaccurate, or out of date, please contact us so we can make the necessary correction.

 

Privacy Commitment:  Sparks Insurance, Inc. understands the importance of protecting your private information.  Our highest priority is to maintain your trust and confidence.  We maintain this commitment to safeguarding information now and in the future.  Any issues regarding privacy should be directed to Bonnie Knoedler.

 

Copy of this notice is also posted on our website at www.sparksins.com.

Aug’11