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	<title>Sparks Insurance, Inc. &#187; Sparks Insurance:</title>
	<link>http://sparksins.com</link>
	<description>Call us for your insurance needs:  (262) 697-9600</description>
	<lastBuildDate>Fri, 03 Feb 2012 20:45:45 +0000</lastBuildDate>
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		<title>Internet Banking &#8211; Computer Fraud</title>
		<description><![CDATA[Banking Fraud is a concern for businesses!
    There are perils to using Electronic Banking and Wire Transfers that comes along with the ease of internet banking.  You can expose your company to a loss from criminals.  Your insurance carrier may not provide any coverage for Wire Transfer or Computer Fraud.      In fact, most insurance carriers do [...]]]></description>
		<link>http://sparksins.com/2011/07/14/internet-banking-computer-fraud/</link>
			</item>
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		<title>Employment Practices Liability Coverage</title>
		<description><![CDATA[Employment Practices Liability (EPL) is an affordable way for business owners to help protect themselves against claims brought by employees alleging discrimination, wrongful termination or harassment, including sexual harassment.  Your commercial Liability &#38; Workers Compensation policies do not provide you any protect for these types of claims.
An EPL claim can happen to any business. If [...]]]></description>
		<link>http://sparksins.com/2011/07/14/employment-practices-liability-coverage/</link>
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		<title>You may need flood insurance</title>
		<description><![CDATA[Do You Have Flood Insurance?
 Did you know the most costly natural disaster we face is flooding?  Most people do not have insurance for flooding.  Please note that Homeowners policies do not cover this cause of loss.  Most insurance carriers will provide coverage by endorsement for backup of sewers and drains or failure of the sump [...]]]></description>
		<link>http://sparksins.com/2011/07/14/you-may-need-flood-insurance/</link>
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		<title>Law Requires Carbon Monoxide Detectors in All Homes</title>
		<description><![CDATA[New Law Will Require Carbon Monoxide Detectors in All Homes
 
On March 10, 2010, Governor Doyle signed into law Senate Bill 415, legislation that requires all homes to have carbon monoxide detectors beginning on February 1, 2011. Carbon monoxide is a dangerous, poisonous gas which cannot be detected by human senses. Dubbed the “silent killer,” carbon [...]]]></description>
		<link>http://sparksins.com/2011/07/14/law-requires-carbon-monoxide-detectors-in-all-homes/</link>
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		<title>PIA names Erie Insurance as Company of the Year.</title>
		<description><![CDATA[for more go to: http://www.pianet.com/NewsCenter/PressReleases/10-06-10-03.htm
TO:                  All Agents   FROM:            Terry Cavanaugh
 
RE:                 ERIE Earns 2010 PIA Company Award of Excellence
I’m pleased to announce that ERIE has earned the 2010 PIA Company Award of Excellence. This prestigious award is presented annually by the National Association of Professional Insurance Agents (PIA), the nation’s largest organization of independent agents.
The [...]]]></description>
		<link>http://sparksins.com/2010/10/06/pia-names-erie-insurance-as-company-of-the-year/</link>
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		<title>Special Duck Stamp Cachet to raise $$ for the Gulf Coast</title>
		<description><![CDATA[ One of the owners of Sparks Insurance is senior volunteer member on the National Board of Directors of Ducks Unlimited, Inc. and is very pleased to post this news release from Ducks Unlimited Inc. 
Interior Secretary Unveils Special Edition Duck Stamp Cachet 
at Ducks Unlimited National Headquarters 
 MEMPHIS, Tenn., July 27, 2010 – U.S. Secretary of the Interior [...]]]></description>
		<link>http://sparksins.com/2010/07/29/special-duck-stamp-cachet-to-raise-for-the-gulf-coast/</link>
			</item>
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		<title>Erie 2010 JD Power Award</title>
		<description><![CDATA[ERIE Agency Principals
From:  Lorianne Feltz-Upperman, Senior Vice President, Marketing
Re:      Promotion of J.D. Power and Associates Award
 
Congratulations are in order as we celebrate ERIE’s receipt of the 2010 J.D. Power and Associates award for “Highest in Customer Satisfaction with the Auto Insurance Shopping Experience, Three Years in a Row.”  This recognition is clearly a reflection [...]]]></description>
		<link>http://sparksins.com/2010/07/21/erie-2010-jd-power-award/</link>
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		<title>Erie &#8217;10 Ward&#8217;s 50 Top Perf Ins Co</title>
		<description><![CDATA[Date:   July 16, 2010
To:       ERIE Employees and Agents
From:  Terry Cavanaugh
President &#38; CEO
Re:      ERIE Named In 2010 Ward’s 50 Top Performing Insurance Companies
I’m pleased to announce that ERIE has been named to the 2010 Ward’s 50 top performing insurance companies.  Ward Group is a leading provider of benchmarking and best practices services for the insurance industry. [...]]]></description>
		<link>http://sparksins.com/2010/07/21/erie-10-wards-50-top-perf-ins-co/</link>
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		<title>Auto Insurance &amp; WI Law</title>
		<description><![CDATA[In the last year, we have experienced Revised Minimum Uninsured Motorist limits,and Mandatory Insurance Laws., These mandates include increased limits, stacking of policy limits, mandatory coverages and more.,
These mandates have affected your insurance costs., Sparks Insurance is here to help you understand these changes and review your auto insurance coverages to make sure they comply [...]]]></description>
		<link>http://sparksins.com/2010/06/25/auto-insurance-wi-law/</link>
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		<title>Bobtail (NTL) vs. Primary</title>
		<description><![CDATA[What do YOU really need?   This has always been a concern for an Owner/Operator.  All Owner/Operators leased to a Motor Carrier need to review their lease (contract) with an attorney or other legal professional.  We are finding many leases containing ‘Hold-Harmless” or Indemnity clauses in favor of the motor carrier; NOT, you, the Owner/Operator.
 The insurance [...]]]></description>
		<link>http://sparksins.com/2010/06/25/bobtail-ntl-vs-primary/</link>
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